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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

The best!

Customer service and ease of use are the best features of Paypal Credit Reviewed on: 29th June 2026

A Service That Has Never Let Me Down

I’ve used PayPal for years and it’s one of the few services I trust every time I shop online. Payments are quick, everything is easy to track, and knowing there’s buyer protection gives me real peace of mind. On the rare occasion I’ve needed help, the process has been straightforward and I felt supported throughout. It takes the stress out of online shopping, and that’s why I keep coming back. Reviewed on: 29th June 2026

Excellent Flexible Credit Service

I've had a very positive experience using PayPal Credit. The application process was straightforward, and the credit was available quickly. It has been a convenient way to spread the cost of larger purchases, making it easier to manage my budget without unnecessary stress. The online account is easy to use, payments are simple to make, and I appreciate the flexibility it offers. I've found the service reliable, and it's given me extra confidence when shopping online through PayPal. Overall, I'm very satisfied with PayPal Credit and would happily recommend it to anyone looking for a flexible and convenient way to manage their purchases responsibly. Reviewed on: 29th June 2026

Love using PayPal it’s safe quick and easy to use an...

Love using PayPal it’s safe quick and easy to use and available for most if not all online retailers Reviewed on: 29th June 2026

Easy to handle experience, helpful FAQs.

Easy to handle experience, helpful FAQs. Reviewed on: 29th June 2026

It just wonderful now gimmi £1000

It just wonderful now gimmi £1000 Reviewed on: 29th June 2026

PayPal Credit has genuinely improved how I manage on...

PayPal Credit has genuinely improved how I manage online purchases, especially when unexpected expenses pop up. The application process was quick, the credit decision was instant, and the transparency around repayments made me feel in control from day one. What I appreciate most is the flexibility: being able to spread payments over time without feeling pressured, and having clear reminders so I never miss a due date. The interface is simple, the statements are easy to understand, and the breakdown of interest vs. principal is clearer than most traditional lenders I’ve used. I’ve used PayPal Credit for both small purchases and larger ones, and the consistency has been impressive. Customer support has been responsive the few times I needed help, and the security features give me confidence when buying from new retailers.Overall, PayPal Credit has become a reliable part of my financial toolkit — convenient, predictable, and well‑designed for everyday use. I’d recommend it to anyone who wants a smoother, more organised way to manage online spending. Reviewed on: 29th June 2026

Have been a PayPal customer for more than a decade i...

Have been a PayPal customer for more than a decade it has never failed me and is always used by may vendors Reviewed on: 29th June 2026

Great 0% features and rewards.

Great 0% features and rewards. And you know they have your back when things go wrong. Reviewed on: 29th June 2026

Ease of use

It is very easy and convenient to use especially with interest free period Reviewed on: 29th June 2026

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