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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,938 reviews, last reviewed 12th Jun 2026
3961900% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love pay pal used it for years. Love pay pal used it for years. Always speedy and reliable. Reviewed on: 12th June 2026
arabella j's avatar
arabella j

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136938)

Always happy with PayPal, customer service always ha...

5
Always happy with PayPal, customer service always happy to help Reviewed on: 8th May 2026
Bartosz Sawicki's avatar
Bartosz Sawicki

It’s quick and easy to use.

4
It’s quick and easy to use; and allows spreading big purchase over a few months, which is crucial for things like home purchases etc. helping to avoid credit card usage. . . Reviewed on: 8th May 2026
Ann M's avatar
Ann M

Super easy to use, I’ve never had any issues

5
Super easy to use, I’ve never had any issues Reviewed on: 8th May 2026
Yuen L's avatar
Yuen L

PayPal is extremely flexible and easy to use.

5
PayPal is extremely flexible and easy to use. The statements are clear and I love the new physical PayPal Credit Card, as it allows me to use PayPal in places previously not accepted. Reviewed on: 8th May 2026
Peter B's avatar
Peter B

Wonderful

5
They are always very helpful. Very good customer service. Reviewed on: 8th May 2026
Alex D's avatar
Alex D

I appreciated the professionalism of PayPal.

5
I appreciated the professionalism of PayPal. There are some things that are not always easy to sort out, but it is not because of Paypal. Reviewed on: 8th May 2026
Mike M's avatar
Mike M

Convenient for spreading online purchases, easy to u...

5
Convenient for spreading online purchases, easy to use as it is built into the Paypal app and no additional fees. Reviewed on: 8th May 2026
SF's avatar
SF

pay in 3

3
Its good but there is glitch in using pay in 3. It won't work everytime. So it helps if you provide better service with it.. Reviewed on: 8th May 2026
Naga Appalabattula's avatar
Naga Appalabattula

Fast and user friendly to use it any time

5
Fast and user friendly to use it any time Reviewed on: 8th May 2026
Anto J's avatar
Anto J

It's a great place for taking nonpercent credit

5
It's a great place for taking nonpercent credit Reviewed on: 8th May 2026
Andrey K's avatar
Andrey K

Review PayPal: PayPal Credit now

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