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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 136,989 reviews, last reviewed 12th Jun 2026
3964200% increase in 5 star reviews
in the past 90 days
11050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use Easy to use , easy to pay , fair and generally always prefer to pay with PayPal Reviewed on: 12th June 2026
Tiffanie 's avatar
Tiffanie

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026
Charlie P's avatar
Charlie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (136989)

It was great.

5
It was great. Helps me alot in difficult times. I will recommend it to my friends and family who are running small business and what a trustworthy partner Reviewed on: 8th May 2026
Sk's avatar
Sk

Easy payments, saves me the time and stress of looki...

5
Easy payments, saves me the time and stress of looking for my card for online payments. The flexible payment plan is also a great idea! Reviewed on: 8th May 2026
Tobs's avatar
Tobs

PayPal customer service

5
I have had very few reasons to contact PayPal customer service but when I have had to they have been incredibly helpful Reviewed on: 8th May 2026
Thomas M's avatar
Thomas M

I love PayPal

5
I have been using PayPal credit for a while now and it has really helped me in difficult situations. Reviewed on: 8th May 2026
Uwabuofu C's avatar
Uwabuofu C

Never had any problems.

5
Never had any problems. Easy to raise any disputes and app is clear and easy to use Reviewed on: 8th May 2026
Sally lD's avatar
Sally lD

Excellent..

5
Easy spp to use safe keeps uou up to date all in all very excellent Reviewed on: 8th May 2026
Garr's avatar
Garr

I feel Paypal aren't just offering flexible payment...

5
I feel Paypal aren't just offering flexible payment options, but also reward you when using them sensibly. I have both a credit and debit card, and have used them both and received rewards on the debit card and when using Paypal direct. Reviewed on: 8th May 2026
Leah F's avatar
Leah F

I always use the 4 months to pay credit

5
I always use the 4 months to pay credit Reviewed on: 8th May 2026
Wayne B's avatar
Wayne B

Life made easy

5
Easy to make payments. The 3/4 instalment plans make life so much easier and have helped me greatly as a single mum. Peace of mind that that payment has gone securely. Reviewed on: 8th May 2026
Zee's avatar
Zee

Great product

5
Easy to use and reliable. Secure payment and interest free period Reviewed on: 8th May 2026
Frazer J's avatar
Frazer J

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