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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,119 reviews, last reviewed 12th Aug 2026

31% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Good payment options but app needs improvement

4 month 0% interest options are very handy. PayPal is accepted at most online retailers and payment process is very quick. The app can be a little confusing though, too much going on. Reviewed on: 29th June 2026

Very easy to use, enables me to budget, cover when b...

Very easy to use, enables me to budget, cover when buying goods and returning goods. Reviewed on: 29th June 2026

Always quick and easy.

Always quick and easy. The app. is easy and intuitive to use. Gets your purchase done quickly. Always useful to pay in 3 or 4 months or some times I just pay straight away. Yes a very versatile payment tool. Reviewed on: 29th June 2026

Easy to use and 0% no brainer

PayPal credit is really convenient, easy to use and the 0% for 4 months is a no brainier Reviewed on: 29th June 2026

Recommended service.

Great service to use. Feels a safe way to pay for online purchases. Easy and manageable way to spread the cost. Reviewed on: 29th June 2026

Had great experience

Had great experience I like the 4 month interest free and pay on 3 feature Reviewed on: 29th June 2026

Easy navigation on app and 24 hour assistance if nee...

Easy navigation on app and 24 hour assistance if needed Reviewed on: 29th June 2026

Easy, flexible and only getting better

PayPal is such a fantastic service making transactions easy and affordable due to the no interest options. It allows me to spread larger transactions over time to make them more manageable! Reviewed on: 29th June 2026

Services to people

Nice and supportive service if needed money in emergency Reviewed on: 29th June 2026

Customer service leaves a little to be desired

The experience i have had with customer service is that it takes ages to sort anything out, but we do get there in the end, hence my neutral vote. Not easy to change anything on the account, harder than a bank. Reviewed on: 29th June 2026

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