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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135663 reviews)

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4.73

Based on 135,663 reviews, last reviewed 11th Jun 2026

3903500% increase in 5 star reviews

in the past 90 days

10850% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit - useful for spreading the cost I've used PayPal Credit for a few years now and have always had a good experience. I've found it useful for spreading the cost of larger purchases. I'... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135663)

Great, no issues and keeps payments spread.

Great, no issues and keeps payments spread. Being able to pay off early helps also. Highly recommended Reviewed on: 7th May 2026

Great experience helping me alot

Great experience helping me alot Reviewed on: 7th May 2026

.Purchase

I used pay pal credit to buy a pho e and was pleasedwith the service.. Reviewed on: 7th May 2026

I’ve never had a problem at all.

I’ve never had a problem at all. Easy and there are many options of payment. Reviewed on: 7th May 2026

Fantastic and I love it flexible terms possible

Fantastic and I love it because online addict shopper here Reviewed on: 6th May 2026

Great customer service

Really helpful and responsive. Easy to raise any issues which are resolved quickly Reviewed on: 6th May 2026

PayPal credit

Always use PayPal credit when u need to purchase something and I don’t have the cash up front. PayPal makes it easy to borrow the money and pay it back in installments. Reviewed on: 6th May 2026

I have used PayPal for many purchases in store and o...

I have used PayPal for many purchases in store and online and the best bit is it allows you to pay over time Reviewed on: 6th May 2026

Best app ever for financial support for a daily an m...

Best app ever for financial support for a daily an monthly basis Reviewed on: 6th May 2026

I use PayPal all the time.

I use PayPal all the time. Specially pay over 4 months interest free option. Allows me to be able to pay for things I wouldn’t usually be able to afford in one hit Reviewed on: 6th May 2026

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