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PayPal: PayPal Credit reviews

4.73
Based on 181,117 reviews, last reviewed 12th Aug 2026
32% increase in 5 star reviews
in the past 90 days
47% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026
Jodyjody's avatar
Jodyjody

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181119)

PayPal enriches my purchases

5
I use PayPal because it helps me spread the cost of the special purchases in my life . Everything is up front with no hidden agenda and I can manage my money and enjoy my life by spreading the cost. Reviewed on: 28th June 2026

Great way to pay bills with double service perfection.

5
Great way to pay bills with double service perfection. Customer service is first class never had a problem that haven't sorted fairly. Reviewed on: 28th June 2026

Always professional and customer service/support is...

5
Always professional and customer service/support is always first class. Reviewed on: 28th June 2026

Easy way to pay and be paid.

5
Easy way to pay and be paid. No hassle. Money is safe and easy to get refunded Reviewed on: 28th June 2026

Safe paypal

5
Always found PayPal the safest and easiest way to pay for goods Reviewed on: 28th June 2026

I've been using Paypal for over a decade now and it'...

5
I've been using Paypal for over a decade now and it's always been a positive experience. The customer service is excellent and if I've needed something resolved it's always been resolved quickly. Reviewed on: 28th June 2026

It's good to feel secure

5
Always feel safe using paypal used it for years Reviewed on: 28th June 2026

Good support

3
The statements are not very clear however, queries are resolved quickly by the helpful team Reviewed on: 28th June 2026

Very efficient and professional services.

5
Very efficient and professional services. I highly recommended Reviewed on: 28th June 2026

Safe and effective .

4
Safe and effective . Allows me to spread the cost Reviewed on: 28th June 2026

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