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PayPal: PayPal Credit reviews

4.73
Based on 135,770 reviews, last reviewed 11th Jun 2026
3908450% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very safe easy and user-friendly support . The app is easy to use, very safe and quick. Their offers are better than other providers for both personal and business money matters. I would defini... Read more Reviewed on: 11th June 2026
Alejandra V's avatar
Alejandra V

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (135770)

Simple and easy to use

5
Pay in 3 works nice and easily and the 4 months interest free in purchase's is a great feature. Reviewed on: 7th May 2026

Always very helpful and are quick at resolving issue...

5
Always very helpful and are quick at resolving issues in a timely matter, making your account and details feeling safe and secure. Have been supported multiple times by the paypal agents and always felt a valued customer. Reviewed on: 7th May 2026

Transparent and helpful.

5
Always transparent and helpful when needing help and advice. Reviewed on: 7th May 2026

Nice and simple to use and they're innovating to sta...

5
Nice and simple to use and they're innovating to stay relevant. Reviewed on: 7th May 2026

I use PayPal for on line shopping.

5
I use PayPal for on line shopping. They are very helpful if l have to contact them . they are very good at customer service Reviewed on: 7th May 2026

PayPal, has never let me down.

5
PayPal, has never let me down. It has been there when I needed it most, the promotions that I get as well are amazing, don’t even get me started with the customer service. It’s unmatched, never had a bad experience with them, I tell people if they haven’t got/or use PayPal, then need it. If it was a bank I would be there !!!!! Love it Reviewed on: 7th May 2026

Really great company, very good customer service and...

5
Really great company, very good customer service and excellent products. Reviewed on: 7th May 2026

I like the pay in three

5
I like the pay in three the credit fee could be a bit lower Reviewed on: 7th May 2026

applied for debit card to earn points, able to acces...

5
applied for debit card to earn points, able to access instantly. Reviewed on: 7th May 2026

Reliable service

5
Easy to you and informative when required to speak with customer service Reviewed on: 7th May 2026

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