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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 135,875 reviews, last reviewed 11th Jun 2026
3913200% increase in 5 star reviews
in the past 90 days
10850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and reliable. Easy to use and reliable. Use PayPal credit for pretty much everything. Reviewed on: 11th June 2026
Joe's avatar
Joe

Latest lowest rating:

1

Tried to use my PayPal credit card twice on both occ... Tried to use my PayPal credit card twice on both occasions the card was not accepted. Reviewed on: 11th June 2026
Haz's avatar
Haz
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (135875)

Ease of use and financially the best.

5
Paypal is so much easier to use when buying compared to debit/credit cards. Their Credit facility is unbeatable. Reviewed on: 7th May 2026
Fabio G's avatar
Fabio G

Fantastic app.

5
Fantastic app. Clear information and very honest about what you will and will not be approved for Reviewed on: 7th May 2026
Jo D's avatar
Jo D

Safe money

5
Having been hacked several times. I now feel that my bank account is in safe hands and keep me in the loop. Reviewed on: 7th May 2026
Rosie G's avatar
Rosie G

Great other than wanting to cancel my credit account...

4
Great other than wanting to cancel my credit account easily, drew me back in to spending more money, but that may also be partially my doing Reviewed on: 7th May 2026
Morgan G's avatar
Morgan G

Always helpful if ever a problem.

5
Always helpful if ever a problem. Reviewed on: 7th May 2026
Clare C's avatar
Clare C

The pay in three option is brilliant!

5
The pay in three option is brilliant! Reviewed on: 7th May 2026
Janet L's avatar
Janet L

Fast, Secure, and Reliable Every Time

5
I love using PayPal because it’s fast, secure, and incredibly easy to use. Whether I’m shopping online or sending money, everything works smoothly and reliably. Their buyer protection and trusted service give me real peace of mind every time I use it. Reviewed on: 7th May 2026
Malcolm's avatar
Malcolm

Very useful financial tool:

5
I have been using PayPal for a number of years and have found that the payment options offered are very useful. I have found the credit facility especially beneficial in the purchase of a new phone almost a year ago and it has been going fine so far. The direct debit and monthly payments were easy to setup. Reviewed on: 7th May 2026
PaddyP's avatar
PaddyP

Good overall, easy to use and ideal for shopping onl...

4
Good overall, easy to use and ideal for shopping online on my phone Reviewed on: 7th May 2026
Lee Colvin's avatar
Lee Colvin

A useful back up

3
I really don't use payoal much but sometimes is very useful to have Reviewed on: 7th May 2026
Sarah Elizabeth's avatar
Sarah Elizabeth

Review PayPal: PayPal Credit now

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