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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

First class service

Appreciate the ease, additional levels of security and simple process PayPal assured for all online transactions.Have also recently used both the pay in 3 and 0% scheme over 4 months for larger transactions which as assisted in budgeting immensely.Service remains first class. Reviewed on: 28th June 2026

So easy to use and accessible, highly recommend!

So easy to use and accessible, highly recommend! Reviewed on: 28th June 2026

Smooth and Hassle-Free

Very happy with PayPal Credit. It’s simple, flexible, and has always worked well for me. Great experience overall. Reviewed on: 28th June 2026

Easy to sign up online very quick

Easy to sign up online very quick Reviewed on: 28th June 2026

This is one of the easiest things to use.

This is one of the easiest things to use. Was easy to get approval. The app is great and I would highly recommend it. Reviewed on: 28th June 2026

Had great customer service from PayPal whenever need...

Had great customer service from PayPal whenever needed and it was fast. The credit is generous although I prefer it were larger. I recommend it for those reasons as well as for it being extremely convenient Reviewed on: 28th June 2026

Digital wallet

I’ve been using PayPal for both personal transfers and online shopping for several years, and it remains my go-to digital wallet. The platform excels at making online checkouts seamless—instead of hunting for my physical credit card and typing in long digits every time, I can complete a secure purchase with just a quick login. Reviewed on: 28th June 2026

PayPal credit

They are good at offering credit and quick to respond when emailed Reviewed on: 28th June 2026

Paypal Credit has given me many opportunity...

Paypal Credit has given me many opportunity to purchase things that I would not have been able to afford comfortably with my finances, and with its pay in 3 method it has made such a world of difference. Reviewed on: 28th June 2026

A secure safe way to pay that gives peace of mind.

A secure safe way to pay that gives peace of mind. Also flexible as to which method of payment. It makes life so much easier. Reviewed on: 28th June 2026

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