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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (135958 reviews)

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4.73

Based on 135,958 reviews, last reviewed 11th Jun 2026

3916950% increase in 5 star reviews

in the past 90 days

10900% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Brilliant company! I've been with PayPal for quite some time now and think that they are one of the most trustworthy credit companies online, they have always stood by m... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (135958)

No problems so far.

No problems so far. I use it online when buying stuff so I have more protection if something goes wrong. Reviewed on: 7th May 2026

Paypal review

Brilliant, the app is easy to navigate and makes purchases more secure. Reviewed on: 7th May 2026

I get rest assured with PayPal.

I get rest assured with PayPal.Customer service always responds fast and ready to help. Reviewed on: 7th May 2026

In my view, PayPal fully deserves recognition.......

In my view, PayPal fully deserves recognition as Best Retail Finance Provider because it has delivered genuine, practical support to consumers and retailers during one of the most financially challenging periods in recent years. With households facing rising living costs, inflation and ongoing economic uncertainty, consumers have become far more cautious about how and when they spend. PayPal has responded to this environment by offering flexible, accessible and responsible payment solutions that help people manage their finances with greater confidence. Its Buy Now, Pay Later services in particular have allowed customers like me, to spread the cost of purchases in a manageable way, enabling them to continue buying essential items and everyday goods without turning to more expensive forms of credit. What stands out most is that PayPal’s impact goes beyond simply facilitating transactions. The company has helped maintain consumer confidence at a time when many retailers have struggled with reduced discretionary spending. By giving customers more flexibility at checkout through a trusted and familiar platform, PayPal has helped retailers improve conversion rates, increase basket sizes and retain customer loyalty in a highly competitive market. I also believe PayPal deserves recognition for balancing innovation with responsibility. In a climate where consumers are increasingly conscious of debt and financial security, PayPal has focused on transparent, user-friendly finance options supported by strong security and fraud protection. This has reinforced trust among both consumers and merchants at a time when trust is critical to sustaining retail activity. Ultimately, PayPal has played a significant role in supporting consumer, again like me, purchasing power and helping retailers navigate difficult trading conditions. Its ability to combine convenience, flexibility and financial responsibility has made a meaningful difference to both businesses and customers, making it a worthy winner of the Best Retail Finance Provider award. Reviewed on: 7th May 2026

Easy to use and access on line - the app...

Easy to use and access on line - the app works well Reviewed on: 7th May 2026

I was surprised to find costumers service very helpf...

I was surprised to find costumers service very helpful and they explained me with calm the things that was new for me Reviewed on: 7th May 2026

Convenient to use.

Convenient to use. Lots of payment types to use Reviewed on: 7th May 2026

I love that PayPal offer me flexible payment options...

I love that PayPal offer me flexible payment options and that they remind me when payments are due so I can keep on top of everything. Furthermore I like the rewards system and points that they have introduced to reward customers. Reviewed on: 7th May 2026

I’ve been using it since it first went live!

I’ve been using it since it first went live and love the clarity of it all. Knowing when things are no longer interest free and what needs paying makes a huge difference. Reviewed on: 7th May 2026

I’ve used PayPal for Instant purchases, interest fre...

I’ve used PayPal for Instant purchases, interest free pay in 3 and PayPal credit, very useful in many situations where needed, always available always reliable. Reviewed on: 7th May 2026

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