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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Extremely friendly and helpful

Anytime I have had an issue which thankfully is very rare they have been very patient and helpful and always very friendly Reviewed on: 28th June 2026

Great app, clear offers

PayPal is very convenient, they provide great offers that are clear and transparent with minimal small print. The app is also really easy to use and helps me stay on top of my payments. Reviewed on: 28th June 2026

Brilliant service!

Brilliant service! Always been pleased with Paypal. Reviewed on: 28th June 2026

My money srured by pay pall kn every transaction and...

My money srured by pay pall kn every transaction and always git money back when i did not receved the voods Reviewed on: 28th June 2026

PayPal is an excellent platform!

PayPal is an excellent platform. I’ve been using it for many years and find it both simple to use and highly secure. Its wide acceptance across countless retailers makes it incredibly convenient for everyday purchases. I also really appreciate the “Pay in 3” option, and the credit facility is a fantastic added benefit. Reviewed on: 28th June 2026

Very convenient, can use it every where.

Very convenient, can use it every where. Reviewed on: 28th June 2026

Excellent backup card.

Excellent backup card. 0% interest for 4 months every time you spend £99 or more is top notch Reviewed on: 28th June 2026

Exellent.

Exellent. Very happy. Safe and easy Reviewed on: 28th June 2026

Interesting experience with payment options and the...

Interesting experience with payment options and the flexibility that comes with it. Reviewed on: 28th June 2026

Easy to manage

It was easy to set up and is easy to manage also easy to lodge a claim/complaint and a swift response Reviewed on: 28th June 2026

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