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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

all good happy so far no problem

all good happy so far no problem Reviewed on: 28th June 2026

Seamless.

Seamless. Easy to use and access all accounts. Customer service is easy to find and very helpful. Paypal paternerships offer deals for money off which is a bonus Reviewed on: 28th June 2026

PayPal credit is flexible and easy to use..

Within the past 6 months I have extended and set myself up using PayPal more frequently for PayPal credit as it allows me to pay for things and pay back in more time giving me ease with finances at tough times of the month. It is good as the limit is good as well as having an option to set up repayment so you don't fall behind in time to come on paying back the amount to PayPal. It is accessible and easy to use: I will always recommend PayPal to others ! Reviewed on: 28th June 2026

Yes to PayPal

Only had one issue was dealt with professionally, prompt and was kept up to date Reviewed on: 28th June 2026

It's really helpful for emergency situations for money.

It's really helpful for emergency situations for money. Reviewed on: 28th June 2026

Easy to use

Easy to use and make payments I don’t feel pressured to use Reviewed on: 28th June 2026

Good good i don’t face any issues .

Good good i don’t face any issues .its helpme in emergency Reviewed on: 28th June 2026

I had an issue with my account being restricted from...

I had an issue with my account being restricted from receiving payments after it was mistakenly flagged. I contacted PayPal support, and the representative was professional, understanding, and resolved the issue quickly. They explained everything clearly and removed the restriction during the call. The whole experience was smooth, and I really appreciated how efficiently my case was handled. Thank you for the excellent customer service! Reviewed on: 28th June 2026

Discovered the PayPal Credit option

I recently discovered the PayPal Credit option while booking a day out at Alton Towers and find it convenient for my requirements with its easy terms and a good amount of credit that is suited to my lifestyle. Reviewed on: 28th June 2026

great credit easy to use perfect for me

great credit easy to use perfect for me Reviewed on: 28th June 2026

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