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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Safe secure without any hassle.

Safe secure payment without any hassle. Excellent ways to pay and credit options. Reviewed on: 28th June 2026

Bbjygthh ...

Jjjhggfgghhhhhjjjjnj. Hhhh. Hjjggg. Reviewed on: 28th June 2026

Great service, always helpful and safe.

Great service, always helpful and safe. Reviewed on: 28th June 2026

Never had any problems with PayPal, its a safe & eas...

Never had any problems with PayPal, its a safe & easy way to pay for goods. Reviewed on: 28th June 2026

Highly Recommended

Great experience from start to finish. Easy to use, payments are straightforward, and it’s been a reliable way to spread the cost of purchases. I’d definitely use it again. Reviewed on: 28th June 2026

Paypal has benefited me in more ways than one.

Paypal has benefited me in more ways than one. Their options of credit or pay over 4 months has really helped me regulate my payments and they don't charge interest over the 4 month period so Paypal has proved invaluable. Reviewed on: 28th June 2026

It’s very easy to use and so many sellers allow you...

It’s very easy to use and so many sellers allow you to use PayPal. You also have time to pay, with no charges which is really appealing. Making payments is quick and easy too. Reviewed on: 28th June 2026

Great service, although pricing is on the expensive...

Great service, although pricing is on the expensive side Reviewed on: 28th June 2026

I love the flexible terms, and it is easy to pay off...

I love the flexible terms, and it is easy to pay off in small amounts or larger sums Reviewed on: 28th June 2026

So much easier to make purchases

Easy way to purchase goods, handy when you don’t have access to physical payment cards Reviewed on: 28th June 2026

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