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PayPal: PayPal Credit reviews

4.73
Based on 136,125 reviews, last reviewed 11th Jun 2026
3924550% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and fair. Always have and no doubt will continue to be a fantastic service provider Reviewed on: 11th June 2026
Sean Selcraig's avatar
Sean Selcraig

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136125)

I love Paypal credit.

5
I love Paypal credit as I am on a really tight budget. It allows me to buy the things I need for my home and family in easy manageable payments and so far I've not paid one penny in interest Reviewed on: 7th May 2026

Very good expenditure I feel secure when I make paym...

5
Very good expenditure I feel secure when I make payment vi's paypal Reviewed on: 7th May 2026

highly reccomenddd

5
great service , easy access, safe account, Reviewed on: 7th May 2026

It’s laid out so easy which makes it so easy to keep...

5
It’s laid out so easy which makes it so easy to keep on top of payments Reviewed on: 7th May 2026

Very suitable for online transactions without puttin...

5
Very suitable for online transactions without putting yourself at risk. Reviewed on: 7th May 2026

Hard to process payments.

5
Hard to process payments. Tried multiple times to process bill but not working Reviewed on: 7th May 2026

I like how my purchases are covered with PayPal.

5
I like how my purchases are covered with PayPal. Reviewed on: 7th May 2026

Useful tools in days of economic uncertainty

5
I use the confidential payment from bank a/c service, which provides a high degree of security and peace of mind in everyday transactions. I also use PayPal Credit, which is a flexible and transparent service. Both are useful tools in these times of economic uncertainty. Reviewed on: 7th May 2026

I’ve been with Paypal for many years and believe me...

5
I’ve been with Paypal for many years and believe me when I say that if they had not been reliable in all aspects I would have walked already. Reviewed on: 7th May 2026

Convenient to use in everyday purchase.

5
Convenient to use in everyday purchase. Reviewed on: 7th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review