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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181119 reviews)

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4.73

Based on 181,117 reviews, last reviewed 12th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Straight forward Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181119)

Generally good experience because reputable companie...

Generally good experience because reputable companies accept paypal, meanwhile noncredible companies avoid paypal. Reviewed on: 28th June 2026

Very easy to use app, hassle free for paying for ite...

Very easy to use app, hassle free for paying for items, easy to use on places like eBay. Reviewed on: 28th June 2026

Great lender offering affordable options

Great lender offering affordable options Reviewed on: 28th June 2026

Great way to way

Always been great for paying alongside eBay, makes things a lot easier Reviewed on: 28th June 2026

Plenty of notice given to payment reminders & except...

Plenty of notice given to payment reminders & exceptional customer service Reviewed on: 28th June 2026

Great amount, easy to use.

Great amount, easy to use. No problems so far Reviewed on: 28th June 2026

Using payapal is very easy and straightforward.

Using payapal is very easy and straightforward. The customer service is amazing and very friendly. Any issue that I have, I can expect to have it solved within anything between 10 mins to 30 mins depending on the issue. I would absolutely recommend Paypal. Reviewed on: 28th June 2026

Very secure site, I like the pay in 3 capability.

Very secure site, I like the pay in 3 capability. Reviewed on: 28th June 2026

Brilliant in every way

I have been using PayPal Credit for virtually every online transaction I make, and it has completely transformed how I manage my online spending. It genuinely is brilliant in every way. The biggest selling point for me is the absolute peace of mind it provides. In a world where hidden fees, surprise charges, and complicated fine print are the norm, PayPal Credit is a breath of fresh air. What you see is exactly what you get, and knowing that there aren’t any hidden charges lurking in the background makes budgeting incredibly stress-free. Whether I'm making a routine purchase or a larger investment, the security, reliability, and upfront transparency of the service give me complete confidence every time I check out. If you're looking for a straightforward, dependable, and transparent way to pay online, I cannot recommend PayPal Credit highly enough. It’s easily a five-star service Reviewed on: 28th June 2026

ease of use / clear payment structures

ease of use / clear payment structures. harder to get customer service right away. Reviewed on: 28th June 2026

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