Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 136,142 reviews, last reviewed 12th Jun 2026
3925350% increase in 5 star reviews
in the past 90 days
10900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick and easy. Quick and easy. No hassle and good payment arrangements. Reviewed on: 12th June 2026
James Irvine's avatar
James Irvine

Latest lowest rating:

1

There's no solution offered to my issue There's no solution offered to my issue Reviewed on: 11th June 2026
Melissa Glasgow's avatar
Melissa Glasgow

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (136142)

Very good very easy to use and helpful

5
Very good very easy to use and helpful Reviewed on: 7th May 2026

Good, but it could be better

5
Sometimes it's hard to set for the payment. Requesting several times to comfirm and at the end it not working. When you need to do it agian Reviewed on: 7th May 2026

It's brilliant it helps you in so many ways...

5
It's brilliant it helps you in so many ways Reviewed on: 7th May 2026

Easy to use, quick payments and out goings

5
Easy to use, quick payments and out goings Reviewed on: 7th May 2026

It is easy to use and very accessible

5
It is easy to use and very accessible Reviewed on: 7th May 2026

Use lots for online shopping and always good

5
Use lots for online shopping and always good Reviewed on: 7th May 2026

User friendly and good benefits

5
I really like Paypal as I can use it with a variety of different retailers, and it's really good for different apps too. For example I use it for a few different survey sites, and they make it really easy to cash out the money once it's landed in my account/wallet. I also think it's a very smooth and user friendly site, but if there are any issues the customer service team are more than happy to help with any concerns or queries. I really like it because I can have different currencies too, for one of my survey websites they pay out in dollars, but Paypal makes it easy to differentiate between the two and there are never any issues with converting and transferring the dollars into my desired home currency. Reviewed on: 7th May 2026

So easy and useful to useful hassle free well worth...

5
So easy and useful to useful hassle free well worth it Reviewed on: 7th May 2026

PayPal credit., my competent shopping companion.

5
It's very convenient for me to use PayPal credit. Its immediate availability helps me to get the online limited-time bargains I regularly shop around for. My account limit enables me to avoid blindly shopping beyond my repayment comfort zone. I am a long-time PayPal customer, and I'm happy to recommend both PayPal and PayPal Credit in the first instance when you need a financial company to manage your online purchases competently. Reviewed on: 7th May 2026

Paypal credit makes my life much more easier

5
Paypal credit makes my life much more easier Reviewed on: 7th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review