Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

View other PayPal products

4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181113)

Easy to use, good customer service

Easy to use, good customer service Reviewed on: 25th June 2026

I use PayPal credit for bigger purchases.

I use PayPal credit for bigger purchases. It’s good for the first 4 months of 0% interest. I would like the option to lower my limit extra though. Reviewed on: 25th June 2026

I like the buyer protection that they offer!

I like the buyer protection that they offer! Reviewed on: 25th June 2026

Always good user experience

Always good user experience. Customer service are great whenever I need to speak to them about anything. The app is great. The 4 months interest free on anything over £100 is such a great perk. I use this quite a lot and find it really helps. Reviewed on: 25th June 2026

PayPal credit with a difference

Never had a problem with PayPal very happy with the service Reviewed on: 25th June 2026

Easy to use and trouble free

I've used PayPal for as long as I can remember. A couple of times I've had disputes with a seller and PayPal has helped to resolve them. Their services are easy to use, which makes purchases very easy and trouble free Reviewed on: 25th June 2026

It's handy to have for those emergencies, when they...

It's handy to have for those emergencies, when they arrive suddenly at the end of the month or if you're unprepared for Christmas or birthdays. Reviewed on: 25th June 2026

Easy to use

Easy to set up, easy to use on the app, can easy see when payments are due and get notified of upcoming payments in advance. Reviewed on: 25th June 2026

Paypal is my goto way to pay online

Paypal is my goto way to pay online when its an option. Straightforward and just a few clicks to complete the transaction. Reviewed on: 25th June 2026

Excellent service provided for many yearsi...

I’ve used PayPal now for many years and have found it easy, a safe way to pay for items and I’m covered if something happens with an item. They have always provided myself with excellent service that’s why I’ve stayed for many years. Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101275 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub