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PayPal: PayPal Credit reviews

4.90
Based on 108,751 reviews, last reviewed 16th May 2026
2670450% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good and fast response. Good and fast response. More credit required Reviewed on: 16th May 2026
Kb's avatar
Kb

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108751)

PayPal is a great provider and excellent customer se...

5
PayPal is a great provider and excellent customer service and the app is so easy to navigate 10 out of 10 for customer experience Reviewed on: 17th April 2026

Paypal Credit is easy to use and keeps you informed...

5
Paypal Credit is easy to use and keeps you informed every step of the way. I shall be a lifetime customer. The app is well presented and I love the fact it is all together in one place. I like the reminders when payment is due. This helps in a busy world so I don't miss a payment. I have recommended Paypal Credit to all my friends and family. Well done! I am very impressed with having a physical card rather than just another phone app. customer service is easy to contact on the rare occasions I have needed them. Overall a 100 percent score! Reviewed on: 17th April 2026

Easy and simply to use

5
Easy and simply to use - app is informative Reviewed on: 17th April 2026

Great experience overall everything was well explained

5
Great experience overall everything was well explained Reviewed on: 17th April 2026

Top service as always

5
Great service every time not had any issues with PayPal so my review is a great response to a easy to use online service Reviewed on: 17th April 2026

Easy to use and very convenient

5
Easy to use and very convenient, with the virtual card now can be use everywhere and have some sort of freedom when repaying back Reviewed on: 17th April 2026

Email notifications keep me on track!

5
Regular email notifications keep you informed of payments due. Reviewed on: 17th April 2026

I use it when I need to gets me what I want when I n...

3
I use it when I need to gets me what I want when I need it Reviewed on: 17th April 2026

Love it!

5
Love its flexibility, availability and how easy it is to use, especially with its virtual card that can be added to my phone wallet. Reviewed on: 17th April 2026

Simple and easy to use, good access to online billin...

5
Simple and easy to use, good access to online billing, regular updates and alerts to keep you track. Reviewed on: 17th April 2026

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