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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Always there when you need them

Always there when you need any help and support - good options for payments and easy to use Reviewed on: 25th June 2026

Wish all work like you

No complains at all.Best service.Nice and quick.I hope everyone start to work like you. Reviewed on: 25th June 2026

THE PHIL APPROACH

My experience is all about the service and the different options regarding credit and business concept. They are quite flexible and give the right information patterning to credit and recommendation. Customers are informed with what is going on with their PayPal account and a room to grow with flexibility. The means of payment and chance to do it in three installments relief alot of stress, taking into consideration the economy situation regarding prices of goods and services .Everyone is given a chance to better their credit and financial part. Reviewed on: 25th June 2026

I’ve always had a great experience with PayPal.

I’ve always had a great experience with PayPal. And the customer service Reviewed on: 25th June 2026

Used it several times to help balance costs and spre...

Used it several times to help balance costs and spread the load out at peaks times, or help out last minute before payday comes through. Has nothing but seamless experiences with PayPal. Reviewed on: 25th June 2026

Very easy to set up and start using

Very easy to set up and start using Reviewed on: 25th June 2026

Exactly what it promises no more, no less

Solid product that does what it says. The four-month interest-free option on purchases over £99 is the standout feature and I've taken advantage of it plenty of times. Works especially well when you've got Curve in the mix — opens up a lot of flexibility. Reviewed on: 25th June 2026

Essential element n my shopping experience

I find PayPal Credit indispensable as I plan major purchases. It enhances the actual buying experience, as I don't to input my details again and again, and also enables me to plan my finances more effectively. Reviewed on: 25th June 2026

It’s great especially when birthdays come up and you...

It’s great especially when birthdays come up and your short of instant cash! Reviewed on: 25th June 2026

Great Way to Pay

I have never had any problem using any of the services PayPal offers, I have used PayPal for years and find it to be a convenient way to pay for things online. Reviewed on: 25th June 2026

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