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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Great financial service.

Always easy to navigate the app, receive the support I need and every time there was a disputed issue, I was assisted in a very professional manner. Reviewed on: 25th June 2026

Easy to use and widely accepted.

Easy to use and widely accepted. Reviewed on: 25th June 2026

Easy and quick

Very easy to deal with and quick decisions too Reviewed on: 25th June 2026

Always use PayPal

PayPal easy to use and have a good repayment plans also a save way to make payments. Reviewed on: 25th June 2026

Excellent service right when you want it

Excellent service right when you want it Reviewed on: 25th June 2026

Fantastic service provided, always helpful with any...

Fantastic service provided, always helpful with any queries. Highly recommend. Reviewed on: 25th June 2026

Great service

With PayPal I am able to purchase things more conveniently. Reviewed on: 25th June 2026

The 'Interest Free for 4 months' option on purchases...

The 'Interest Free for 4 months' option on purchases over £100 and the fact that I can pay off the debt in advance and not have to keep money until a certain date for collection make Paypal Credit a istress free life saver, as far as I am concerned Reviewed on: 25th June 2026

Getting approved for PayPal credit was really straig...

Getting approved for PayPal credit was really straightforward. Made purchasing a phone a doddle. Reviewed on: 25th June 2026

Always works as intended, super quick, easy and effi...

Always works as intended, super quick, easy and efficient to make payments, or setup pay in 3 Reviewed on: 25th June 2026

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