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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Very secure and offer an amazing service.

Very secure and offer an amazing service. Easy to use and so convenient Reviewed on: 25th June 2026

Recommend to use

Quick and ease to use, loads of retailers and business,s accept., Now with rewards. Always optional if required, Good rates Reviewed on: 25th June 2026

A great service

A great service that allows me to get 4 months interest free on anything i use it for. Reviewed on: 25th June 2026

I have had a great experience.

I have had a great experience. Easy to use easy to pay off, transpareent Reviewed on: 25th June 2026

My financial go too!

I have been using PayPal for years, never any hassle, easy to use, can not fault the service. Reviewed on: 25th June 2026

Organise billing

It would be good to if you buy something that you can pay it off ie I have bought over few days something cost 100 some next day two mat some at 70 it would be good to be able going into ur credit pick the The bill you want pay off first to help with interest rates as the faster you can pay off the more people come back I use it for security but I felt let down when you side with company that sold me stuff that was dangerous and burnt my face even send proof off my facial burns was result to yes pay pall but still have bills to pay and only used it in tic tock Reviewed on: 25th June 2026

Great start

Well can't comment on customer service as never had to use them. But so far it has been easy to set up and use so no complaints about anything this far Reviewed on: 25th June 2026

Brilliant tool

Brilliant tool specially for online checkouts because of PayPal protection and for the fact that you can spread the cost of a big purchase over few months. Reviewed on: 25th June 2026

Really simple and easy to use.

Really simple and easy to use. Confirmed within minutes. Reviewed on: 25th June 2026

Great experience

I always have good experiences with PayPal and they always help me if I have any questions or concerns. Reviewed on: 25th June 2026

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