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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,796 reviews, last reviewed 17th May 2026
2672400% increase in 5 star reviews
in the past 90 days
7800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and good service Any time when you need it... Excellent and good service Any time when you need it Reviewed on: 17th May 2026
Asen B's avatar
Asen B

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026
RAH's avatar
RAH
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108796)

Quick and easy process.

5
Quick and easy process. No hassle. Reviewed on: 17th April 2026
Ryan Mann's avatar
Ryan Mann

Helpful group

5
Very quick and easy way to pay items and recognised group by many companies Reviewed on: 17th April 2026
Herd's avatar
Herd

PayPal is Great.

5
I. Find PayPal an excellent service and easy to use. There pay over 3 months is very helpful and never have a problem using their services Reviewed on: 17th April 2026
James E's avatar
James E

Great service

5
PayPal credit is easy to use and a good credit system Reviewed on: 17th April 2026
MB's avatar
MB

Harder to track in one place

3
Too easy to use but not enough information to bank statements Reviewed on: 17th April 2026
Jane W's avatar
Jane W

Interest free or pay in 3 is fabulous

5
Interest free or pay in 3 is fabulous Reviewed on: 17th April 2026
Paul t's avatar
Paul t

Quick and easy to use.

5
Quick and easy to use. Reliable service Reviewed on: 17th April 2026
Gary T's avatar
Gary T

I have had a very positive experience with PayPal.

5
I have had a very positive experience with PayPal. The help they provide is very good and always available when needed. Additionally, I find their security measures to be very reliable and trustworthy. The customer service is also outstanding, ensuring that any issues are promptly addressed. Overall, I highly recommend PayPal for its excellent support and safety features. Reviewed on: 17th April 2026
Ashraf P's avatar
Ashraf P

Nothing but positive things to say about PayPal.

5
Nothing but positive things to say about PayPal. Easy to use, very helpful. My go to! Reviewed on: 17th April 2026
Kieffer G's avatar
Kieffer G

So easy, fast and informative when applying for credit.

5
So easy, fast and informative when applying for credit. Reviewed on: 17th April 2026
Wendy B's avatar
Wendy B

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