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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

My go to online payment option

App is extremely simple to navigate. Just works with no fuss. Reviewed on: 26th June 2026

Being almost two decades, never ever had any issues...

Being almost two decades, never ever had any issues directly with PayPal. Even in buyer or seller, PayPal is very competent, given the best possible solution and approaching very straight forward, batter outcomes for all parties. Reviewed on: 26th June 2026

I used Pay Pal Credit for years and very satisfied.

I used Pay Pal Credit for years and very satisfied. Easy to use app, offers 0% interest for purchases, reasonable credit limit Reviewed on: 26th June 2026

Miles Hoskins

PayPal his always there to help when you need to purchase which spreads the payment over 4 months interest free Reviewed on: 26th June 2026

All seamless and decisions made quickly

All seamless and decisions made quickly Reviewed on: 25th June 2026

It's great being able to apply purchases directly on...

It's great being able to apply purchases directly online without the need for a card! Reviewed on: 25th June 2026

Every transaction was easy and secure

Every transaction was easy and secure Reviewed on: 25th June 2026

Brilliant service.

Brilliant service. They are very helpful and reliable Reviewed on: 25th June 2026

Paypal is a great for shopping with benefits

I use PayPal a lot. I have the debit card and earn points to earn money off future paypal purchases. Pay in 3 and PayPal credit are good for big purchases with instalment optioms to avoid interest. Reviewed on: 25th June 2026

Easy to use and friendly for all.

Easy to use and friendly for all. Multi security points so not easy to hack. Reviewed on: 25th June 2026

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