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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Customer Service unable to resolve issue - I am unab...

Customer Service unable to resolve issue - I am unable to set up a direct debit from my bank with PayPal which is frustrating! Reviewed on: 26th June 2026

A good safety barrier and pay in three spreads the...

A good safety barrier and pay in three spreads the load Reviewed on: 26th June 2026

Really like the 0% 4 months for anything over a hund...

Really like the 0% 4 months for anything over a hundred pounds that’s the reason why I signed up. Only reason why you didn’t get 5 stars is because it does take awhile to update once you have brought or paid money in. It’s not a big deal now I am used to how it works but it did worry me at the beginning. Reviewed on: 26th June 2026

It's usually comes in handy and its been an amazing...

It's usually comes in handy and its been an amazing experience Reviewed on: 26th June 2026

I use paypal for all my important purchases.

I use paypal for all my important purchases. It is brilliant Reviewed on: 26th June 2026

Always reliable, help to sort problems when needed.

Always reliable, help to sort problems when needed. Reviewed on: 26th June 2026

PayPal has provided me with excellent service Pay in...

PayPal has provided me with excellent service Pay in 3 interest free and other options to give me extra protection and care۔ also used their new PayPal card which was also great and handy on travels Reviewed on: 26th June 2026

Paypal Credit review

I Use Paypal Credit all the time, never had problems, highly recommended. Always available when you need it. Reviewed on: 26th June 2026

PayPal has helped me credit wise where other provide...

PayPal has helped me credit wise where other providers can't, gives me that flexibility around making payment while I can still make my purchases which has helped built my credibility. Customer service is excellent and timely. Reviewed on: 26th June 2026

Such an easy experience, there were no issues and I...

Such an easy experience, there were no issues and I was able to get what I needed done quickly. there was no faffing about, very direct and didn’t take much time to get what I needed done. The experience was pleasant Reviewed on: 26th June 2026

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