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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,648 reviews, last reviewed 10th Jun 2026
3766650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Never had a problem with PayPal even helped with dodgy payments Reviewed on: 10th June 2026
Karen J's avatar
Karen J

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132648)

very handy tool for budgeting with paypal credit and...

5
very handy tool for budgeting with paypal credit and pay in 3 Reviewed on: 5th May 2026
martin c's avatar
martin c

Very handy credit

5
Convenient way to pay for the big items low interest rates easy payment options Reviewed on: 5th May 2026
stefan 's avatar
stefan

PayPal diversity for the consumer

5
PayPal is an excellent company allowing many different ways to spread the cost of your purchase wether it be PayPal credit or pay in three or direct from my bank it gives me the flexibility to chose I would highly recommend Reviewed on: 5th May 2026
Mark R's avatar
Mark R

So easy to use

5
So easy paying with PayPal, protected, secure, keeps you informed Reviewed on: 5th May 2026
Shelly K's avatar
Shelly K

It was clear and easy to use it allowed me to book m...

5
It was clear and easy to use it allowed me to book my holiday early Reviewed on: 5th May 2026
Timothy Simpson's avatar
Timothy Simpson

Good app

5
Easy application, good experience Reviewed on: 5th May 2026
Christian G's avatar
Christian G

Great experience

5
Great and fast service, very intuitive. No complaints. Reviewed on: 5th May 2026
Miguel L's avatar
Miguel L

I’ve had a consistently positive experience with Pay...

5
I’ve had a consistently positive experience with PayPal as a finance company. Their platform is easy to use, secure, and makes sending and receiving money straightforward, whether for personal or business use. Transactions are processed quickly, and I appreciate the added buyer and seller protections, which give extra peace of mind. Overall, it’s a reliable and convenient service that I’d confidently recommend to others. Reviewed on: 5th May 2026
Leah H's avatar
Leah H

It’s really easy to use and pay for goods with PayPa...

5
It’s really easy to use and pay for goods with PayPal Credit. Universally known. Reviewed on: 5th May 2026
Pauline N's avatar
Pauline N

Using PayPal credit is very excellent and has a fast...

4
Using PayPal credit is very excellent and has a fast checkout when ordering online Reviewed on: 5th May 2026
Richard 's avatar
Richard

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