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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181114 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181114)

Easy to use ,safe and reliable

I have never had any problems using pay pal and it is my preferred online shopping method. Reviewed on: 26th June 2026

Love my new virtual card .

Love my new virtual card .So safe Reviewed on: 26th June 2026

PayPal .Happy shopper.

PayPal helped me shop even when am low financial. It's also made easier to use on smartphone. Reviewed on: 26th June 2026

The OG of online fast transactions

So easy to track your transactions and the ability to feel save and secure on any of them knowing that the all transactions are fast and secure Reviewed on: 26th June 2026

It's so easy and flexible for medium sized purchases...

It's so easy and flexible for medium sized purchases where you need a bit more flexibility with payment. Being pre-approved means it's quick and convenient Reviewed on: 26th June 2026

A little extra that matters.

Helps out a lot when buying expensive tools, and pay later option is very good option as well. Easy to use and % rate not that high. Reviewed on: 26th June 2026

Great Service, easy purchasing options...

On the odd occasion I've had issues with a purchase or the incorrect money taken from my account, PayPal have been istantly helpful and quick at resolving th issues without any quible. It's exceptionally easy to use different PayPal options for my purchaces and also keeps aall of the information in one easy accessable place Reviewed on: 26th June 2026

Easy to use, great payment options.

Easy to use, great payment options. Trusted way to pay Reviewed on: 26th June 2026

Always useful and secure

Always useful and secure. Use it to purchase online items to holidays to give me peace of mind if anything goes wrong. Reviewed on: 26th June 2026

Paypal is easy to use, the credit facilities are fan...

Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

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