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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 132,668 reviews, last reviewed 10th Jun 2026
3767650% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

its a good service , getting better with the rewards... its a good service , getting better with the rewards system that has been introduced Reviewed on: 10th June 2026
Koshe's avatar
Koshe

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
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Beep
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (132668)

Paypal is goated

5
it has alllwed me to buy so many items that i wouldn’t be able to get so easily Reviewed on: 5th May 2026
Harry B's avatar
Harry B

Easy to use and can be used on many sites...

4
Easy to use and can be used on many sites Reviewed on: 5th May 2026
Glenn B's avatar
Glenn B

I have used PayPal for years now.

5
I have used PayPal for years now. It gives me an extra layer of security. I use the PayPal Credit now to pay for 2 holidays and it has been great. Reviewed on: 5th May 2026
Margaret M's avatar
Margaret M

The credit facility never works.

3
The credit facility never works. Okay for immediate payment method only Reviewed on: 5th May 2026
S H's avatar
S H

Brilliant, highly recommend!

5
PayPal is a great, secure platform that I have used for many years and would recommend to family and friends. The PayPal credit is a brilliant option that I’m eligible for and use for large purchases. It’s piece of mind while spending; overall a great service. Reviewed on: 5th May 2026
Rome M's avatar
Rome M

Quick and easy

5
Used PayPal for years, so easy to pay and quick to pay online using credit. Good interest rates and time to pay back too. Easy app Reviewed on: 5th May 2026
Antonia 's avatar
Antonia

No issues.

5
No issues. Easy to use. Any problems they deal with. I feel safer using PayPal. Reviewed on: 5th May 2026
Ayesha A's avatar
Ayesha A

I had issues with an item that I bought and your tea...

5
I had issues with an item that I bought and your team helped me to get my money back. Reviewed on: 5th May 2026
Cosmin Pascarus's avatar
Cosmin Pascarus

PayPal credit has been amazing.

5
PayPal credit has been amazing. The set up was extremely simple and straightforward. I’ve found it very easy to use. Would highly recommend Reviewed on: 5th May 2026
Natalie J's avatar
Natalie J

Good online services with PayPal.

4
Good online services with PayPal...... I d recommend it to everyone. Reviewed on: 5th May 2026
Mo's avatar
Mo

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