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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132681 reviews)

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4.74

Based on 132,681 reviews, last reviewed 10th Jun 2026

3768250% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

My experience using PayPal I had used PayPal since 2006 originally for PayPal payment transfer and receive funds. In all these years I’ve never been cheated out. My bank details... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (132681)

Always use PayPal know where my payments are going a...

Always use PayPal know where my payments are going and feel secure Reviewed on: 5th May 2026

Its good a job

Its easy to use and i like it and i really like the payment options it provides. Reviewed on: 5th May 2026

paypal credit

paypal credit gives me more time to pay and can be trusted Reviewed on: 5th May 2026

Good service and very easy to use the app

Good service and very easy to use the app Reviewed on: 5th May 2026

It's so flexible!

I’ve personally had a really positive experience using PayPal Credit, especially for bigger or more spontaneous purchases. A couple of times, I used it to buy gig tickets I didn’t want to miss, and it made a huge difference being able to secure them straight away and spread the cost over time instead of paying everything upfront. One of the biggest purchases I made with it was a gaming PC, which I probably wouldn’t have been able to afford in one go. PayPal Credit’s flexibility meant I could break the payments down into manageable chunks, which took a lot of pressure off financially while still letting me get what I wanted when I needed it. I also like how easy it is to use, it just slots into the normal PayPal checkout, so there’s no hassle or extra steps. Managing payments is straightforward too, which helps keep everything on track. That said, it’s definitely something you need to stay disciplined with. As long as you keep up with payments and clear balances within any promotional periods, it works really well. For me, it’s been a reliable and flexible option that’s helped me make purchases I otherwise would have had to put off. Reviewed on: 5th May 2026

I love using PayPal as its secure

I love using PayPal as its secure Reviewed on: 5th May 2026

Helps to pay for bigger purchases over time

Helps to pay for bigger purchases over time Reviewed on: 5th May 2026

Very helpful ONline easy to use website TRansparency...

Very helpful ONline easy to use website TRansparency and clear instructiond Reviewed on: 5th May 2026

Very good customer service resolves any issues promptly

Very good customer service resolves any issues promptly Reviewed on: 5th May 2026

OG PayPal user since day one

Great all round, can't fault them Reviewed on: 5th May 2026

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