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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Best Credit Option for Online Purchase

Love PayPal credit always having three months to pay bigger purchases is so handy. I would recommend it to anyone who is good with managing their money. Reviewed on: 26th June 2026

Easy access online banking.

Easy access online banking with products to suit all. Reviewed on: 26th June 2026

Flexible and so simple

Flexible way to pay for bigger purchases and so easy and quick at checkout. I have bought so many things recently on PayPal Credit that I would not have been able to afford if I had to pay for them up front as it were. Reviewed on: 26th June 2026

PAYPAL IS THE BEST

Paypal is the best.Helps me out all the time and appreciate it so much Thank You Reviewed on: 26th June 2026

I would be lost without PayPal.

I would be lost without PayPal. Banking online is so insecure to me. I wish they had an actual bank Reviewed on: 26th June 2026

A sure safe way to pay

Easy to use via the App. A sure safe way to pay for goods and services Reviewed on: 26th June 2026

Great service from Paypal and I love the way Paypal...

Great service from Paypal and I love the way Paypal handles all. Reviewed on: 26th June 2026

Always been happy with Paypal

I've been using Paypal for many years and have never had reason to fault it Reviewed on: 26th June 2026

Its a good experience simple to do

Its a good experience simple to do Reviewed on: 26th June 2026

Paypal is fantastic.

Paypal is fantastic. Very easy to use. Always works. Great customer service. Reviewed on: 26th June 2026

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