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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Applies to many stores.

Applies to many stores. You can use to startup a business Reviewed on: 26th June 2026

Safer with Paypal

Paypal always makes me feel safer purchasing online. It's quick and easy to use. PayPal credit is handy too, but it does have a reasonably high interest rate. Reviewed on: 26th June 2026

App is easy to use and clear.

App is easy to use and clear. Making payments both to vendors and paying account off is easy to use Reviewed on: 26th June 2026

Easy to use easy to pay affordable to purchases high...

Easy to use easy to pay affordable to purchases higher price items and pay in smaller chunks Reviewed on: 26th June 2026

PayPal always delivers great customer service when p...

PayPal always delivers great customer service when paying the full amount straight away or over 3 payments or with credit Reviewed on: 26th June 2026

Love my PayPal Credit Card and PayPal points

I really like using the PayPal Credit Card, it’s simple, reliable and works brilliantly for my online shopping and everyday spending. The new PayPal+ points they’ve introduced are a great added bonus, letting me earn rewards back whenever I pay with PayPal and build up points towards future purchases. Overall, a hassle-free way to pay with the extra perk of a solid loyalty scheme. Reviewed on: 26th June 2026

Paypal website

I’ve had Paypal since 2006 never had a problem with using this site just excellent Reviewed on: 26th June 2026

very easy to use, quick and safe, I've been using Pa...

very easy to use, quick and safe, I've been using PayPal for years and it gets better and bigger and more options Reviewed on: 26th June 2026

Simple to use!

Simple to use! Ive only had one contact with customer service and it was easy to resolve my query! Using PayPal is easy as well! Great app! As someone who isn’t all that tech savvy it’s easy to navigate! I would recommend PayPal to friends and family. Reviewed on: 26th June 2026

Good product.

Good product. I love that you get a physical card also. Reviewed on: 26th June 2026

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