Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (132898 reviews)

View other PayPal products

4.74

Based on 132,898 reviews, last reviewed 10th Jun 2026

3777650% increase in 5 star reviews

in the past 90 days

10650% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It is simple and straightforward It is simple and straightforward Reviewed on: 10th June 2026

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (132898)

PayPal is great!

PayPal I a great way to pay as it is secure! Also the pay in 3, PayPal credit and now PayPal plus is an even better bonus! Getting points for spending! Reviewed on: 5th May 2026

I have been using PayPal for years for both purchasi...

I have been using PayPal for years for both purchasing purposes and transferring money between friends and family. PayPal credit is an easy to manage credit, where it has been easy to review purchases made and payments made towards the credit. Very userfriendly. Reviewed on: 5th May 2026

10 plus years

I have used PayPal for 10+ years, it's very easy to use never had an issue. Good for credit, direct debit and pay in 3. Reviewed on: 5th May 2026

I recommended to everyone who need an extra credit f...

I recommended to everyone who need an extra credit for shopping or something else. Easy to use the app . Realy help for the weekday. Reviewed on: 5th May 2026

The best way to send/receive money.

The best way to send/receive money. Quick, reliable and trustworthy service for everyone. Reviewed on: 5th May 2026

Great option to have

Easy to use and occasional offers are great Reviewed on: 5th May 2026

Excellent financial support

After starting to use PayPal Credit, I began to feel much more confident and at ease financially. Now I have the ability to access funds at any moment for purchases without worrying about whether I have enough money to pay the bill. This is especially convenient in unexpected situations. With PayPal Credit, I’ve gained a sense of having a financial safety net and confidence about the future. The service is simple and easy to use, and it also provides additional flexibility when planning expenses. Overall, it’s a reliable tool that helps me feel more secure. Reviewed on: 5th May 2026

Easy to use, manage and keep track of all purchases

Easy to use, manage and keep track of all purchases Reviewed on: 5th May 2026

Its easy and safer ,,

Its easy and safer ,,also the refund process is very quick and efficient. Reviewed on: 5th May 2026

All round go to app - 5 stars - highly...

All round go to app - 5 stars - highly recommended Reviewed on: 5th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64269 reviews
Payments
from PayPal 4.73 from 3744 reviews
Credit card
from PayPal 4.71 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub