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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,061 reviews, last reviewed 10th Jun 2026
3785150% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Peace of mind Easy to use service and trustworthy Reviewed on: 10th June 2026
Fabiana's avatar
Fabiana

Latest lowest rating:

1

PayPal don’t care about their customers and you will... PayPal don’t care about their customers and you will find yourself in persistent debt. It takes 10 working days for your repayments to show on your ac... Read more Reviewed on: 10th June 2026
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A a
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133061)

Always contactable.

5
Always contactable and easy to get hold off. Reviewed on: 5th May 2026
Chanel B's avatar
Chanel B

PayPal Credit Allowed Me to Buy What I Needed

3
PayPal Credit really helped me when I was pregnant. Baby essentials are expensive, and it allowed me to buy a pushchair by paying in smaller amounts, which made things much easier. Reviewed on: 5th May 2026
Shayah 's avatar
Shayah

Simply excellent

5
Simply excellent. Highly recommend Reviewed on: 5th May 2026
Atif Hameed's avatar
Atif Hameed

Very good

5
Very happy With PayPal crédit, Willy help me for my shopping Reviewed on: 5th May 2026
Djiguiba S's avatar
Djiguiba S

Convenient 5*

5
Very convenient way to deal with purchases online. Reviewed on: 5th May 2026
Joe D's avatar
Joe D

A good way of spreading the costs

4
A good way of spreading the costs Reviewed on: 5th May 2026
Anders's avatar
Anders

Title: Seamless and reliable credit option

5
I have been using PayPal Credit for a few months now and it has been a very smooth experience. The integration with the app makes it incredibly easy to manage payments and track spending. The 0% interest offer for 4 months on larger purchases is a fantastic feature that helps me manage my budget more effectively. I highly recommend it for its convenience and ease of use. Reviewed on: 5th May 2026
Zahid 's avatar
Zahid

After using PayPal for many years

5
After using PayPal for 10+ years, I can say that in my experience of using this service help me with my money, I fully trust and recommend it. Reviewed on: 5th May 2026
Katie B's avatar
Katie B

Excellent service, very easy to manage with app or o...

5
Excellent service, very easy to manage with app or online, the 4 month interest-free credit period on purchases over £100 is brilliant. Reviewed on: 5th May 2026
Mark P's avatar
Mark P

They are very helpful when you purchase item and it...

5
They are very helpful when you purchase item and it is not delivered. Reviewed on: 5th May 2026
Oyesola O's avatar
Oyesola O

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