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PayPal: PayPal Credit reviews

4.74
Based on 133,192 reviews, last reviewed 10th Jun 2026
3791250% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Its sad that some retailers have stopped using PayPal Its sad that some retailers have stopped using PayPal Reviewed on: 10th June 2026
Ria f's avatar
Ria f

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133192)

It’s simple and reliable, I always prefer to use thi...

5
It’s simple and reliable, I always prefer to use this method Reviewed on: 6th May 2026

Great company

5
I have been using PayPal for a few years now and it has been a great experience if I have any problems the staff help with everything I need and are courteous and explain everything very clearly. Reviewed on: 6th May 2026

So easy to use.

5
So easy to use. Feels safer and more confident. Great options for credit Reviewed on: 6th May 2026

Awesome.

5
Awesome. Never let me down. 100/100 Reviewed on: 6th May 2026

Very quick and easy to use.

5
Very quick and easy to use. Also very accessible, and customer service are amazing! Reviewed on: 6th May 2026

Easy to use and convenient.

5
Easy to use and convenient.highly recommended Reviewed on: 6th May 2026

It boosted my credit score.

5
It boosted my credit score. Highly recommended. Reviewed on: 6th May 2026

I can plan long term

5
I can plan long term thanks to PayPal credit Reviewed on: 6th May 2026

Could not recommend more!

5
I enjoy using paypal as my main payment method for online purchases as it feels more secure in general. However, paypal credit makes me feel 10x more secure. I have thus far never had any issues, payments are easily repayable and flexible. Reviewed on: 6th May 2026

Quick effective i always pay with PP

5
Quick effective i always pay with PP Reviewed on: 6th May 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review