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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,307 reviews, last reviewed 10th Jun 2026
3796500% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

paypal is a super secure way to pay, their credit an... paypal is a super secure way to pay, their credit and flexible payment plans are great value, and are very easy to get started with Reviewed on: 10th June 2026
Grace G's avatar
Grace G

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133307)

..customer support

5
I was completely ripped off by a seller and your customer care was woefully inadequate Reviewed on: 6th May 2026
Denis Atkins's avatar
Denis Atkins

Happy PayPal customer

5
I have used PayPal credit for a few years and have had no issues at all with managing my credit and always pay off balances in time so interest free. The app is so easy to use and keep tabs on my spending and I feel safe shopping online using PayPal Reviewed on: 6th May 2026
Mags's avatar
Mags

Great easy to use no issues at all brilliant app rec...

5
Great easy to use no issues at all brilliant app reccomend to everyone who needs something like this so hank you for all of this Reviewed on: 6th May 2026
daniel p's avatar
daniel p

Flexible sevice

5
I like the PayPal credit service which gives a lot of flexibility. Paying with PayPal is easy. Reviewed on: 6th May 2026
Gany Taneva's avatar
Gany Taneva

The service is simple and easy to use and makes cred...

5
The service is simple and easy to use and makes credit a breeze. Reviewed on: 6th May 2026
Michael B's avatar
Michael B

I like using pay in 3, helps me out a lot on simple...

5
I like using pay in 3, helps me out a lot on simple purchases Reviewed on: 6th May 2026
LTS's avatar
LTS

PayPal is very easy to use & extremely helpful if yo...

5
PayPal is very easy to use & extremely helpful if you have any problems with it! Reviewed on: 6th May 2026
Sophie C's avatar
Sophie C

PayPal is really good and better than all other plat...

5
PayPal is really good and better than all other platforms according to my own experience but there customer service far worst than few years before. Staff was experienced and helpful before but now they don’t understand customer’s issues and very poor English understanding or speaking. Reviewed on: 6th May 2026
Sajid 's avatar
Sajid

Helpful for spreading costs

5
PayPal Credit is a convenient way to spread the cost of purchases, especially with interest-free offers. It’s easy to use and integrates well with PayPal, making checkout simple. Just be mindful of the interest rates outside promotional periods and keep track of repayments. Reviewed on: 6th May 2026
Abdulkarim 's avatar
Abdulkarim

Excellent customer service, very understanding when...

5
Excellent customer service, very understanding when you call Reviewed on: 6th May 2026
Cath M's avatar
Cath M

Review PayPal: PayPal Credit now

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