Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,113 reviews, last reviewed 10th Aug 2026
38% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026
Kemi 's avatar
Kemi

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181115)

PayPal credit allows you to purchase items interest...

4
PayPal credit allows you to purchase items interest free for 4 months and Is quick and easy to use when purchasing Reviewed on: 27th June 2026

Reliable and easy to use.

5
Reliable and easy to use. PayPal credit is very useful. Reviewed on: 27th June 2026

I trust PayPal to keep my card details safe

5
I trust PayPal to keep my card details safe Reviewed on: 27th June 2026

Never had any problems and service was very good

5
Never had any problems and service was very good Reviewed on: 27th June 2026

Excellent service

5
Excellent service, never lets you down Reviewed on: 27th June 2026

I’ve just started using PayPal for Credit and my exp...

5
I’ve just started using PayPal for Credit and my experience has been great. Customer service so far has been excellent. Reviewed on: 27th June 2026

PayPal service is of premium quality

5
PayPal service is of premium quality, the staff are patient professionals. Reviewed on: 27th June 2026

Offers lots of services.

5
Offers lots of services. Easy to use and navigate the app. PAYPAL is safe and reliable to use. Reviewed on: 27th June 2026

Never had an issue with PayPal Credit, easy to arran...

5
Never had an issue with PayPal Credit, easy to arrange, smooth set up, payment due notifications received timely. Customer service are always friendly, show empathy and are always experienced Reviewed on: 27th June 2026

So easy to follow and apply thank you

5
So easy to follow and apply thank you Reviewed on: 27th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101277 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products