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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181115 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181115)

Excellent service no problems at all

Excellent service no problems at all Reviewed on: 27th June 2026

Easy to use credit when you need it.

PayPal provides clear and simple terms and conditions. Its a credit option you can use almost anywhere and making payments or paying off early is very easy. Its credit when I need it and credit I can be in control of. Reviewed on: 27th June 2026

Manage your money

I like to keep my money in the bank as long as possible and so always use the interest free credit options that PayPal offer Reviewed on: 27th June 2026

Happy with service, good customer service and reliab...

Happy with service, good customer service and reliable service. Reviewed on: 27th June 2026

Quick and easy low interest finance options, even ze...

Quick and easy low interest finance options, even zero % interest options without lengthy applications. Reviewed on: 27th June 2026

poor customers service

very hard to deal with them. and most of the time they are one the fraudant companies side Reviewed on: 27th June 2026

PayPal account very trustworthy

Website easy to use, easy to contact them if there's a problem. Was scammed but got my money back thanks to PayPal. Protect your account and gives you updates information. Easy to use when buying things off Internet. Reviewed on: 27th June 2026

PayPal has you covered literally

I use PayPal for payment products for so many things, whether it’s paying a friend for pizza, booking fishing trips, buying things on EBay and now I use the 0% credit for 4 months on their credit card as well as their pay in 3 for 0% interest on numerous things I need to purchase in life including holidays! PayPal’s services are great for all your needs now and it’s great to see they’re also getting into the next digital money era with crypto and stable coins so can’t wait to see their credit products including them as time goes on! Reviewed on: 27th June 2026

Great customer service..

The app is excellent, but when I’ve had a problem that couldn’t be sorted on app, customer service were quick to answer, and quick to resolve problem. Reviewed on: 27th June 2026

Easy to use and there when when you need it.

Easy to use and there when when you need it. Reviewed on: 27th June 2026

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