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PayPal: PayPal Credit reviews

4.74
Based on 133,621 reviews, last reviewed 10th Jun 2026
3810600% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Amazing service, quick and easy to use Amazing service, quick and easy to use Reviewed on: 10th June 2026
XX's avatar
XX

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133621)

Have always found it to be reliable!

5
Have always found it to be reliable! Reviewed on: 6th May 2026

Never experienced any issues with PayPal, pay in 3 i...

5
Never experienced any issues with PayPal, pay in 3 is very useful. Very easy to use and all explained on the app. Reviewed on: 6th May 2026

No more difficult than paying outright

5
Very easy to set up, I've used pay in 3 several times and it's as straightforward as paying directly Reviewed on: 6th May 2026

This made my life so easy and possible to buy whatev...

5
This made my life so easy and possible to buy whatever i want. Life changer Reviewed on: 6th May 2026

Flexible efficient top quality service offering real...

5
Flexible efficient top quality service offering real value backed up by great customer service and support Reviewed on: 6th May 2026

I used PayPal credit.a hiff product

5
I used PayPal credit to help me pay up a purchase and the 4 months credit free is great Reviewed on: 6th May 2026

My experience has always been excellent thus far.

5
My experience has always been excellent thus far. Nothing to complain about. Reviewed on: 6th May 2026

Great Flexibility

5
I use PayPal to get that extra bit of flexibility and it helps commit to some larger purchases. Reviewed on: 6th May 2026

Its easy with spread the cost in 3 or pay within 4 m...

5
Its easy with spread the cost in 3 or pay within 4 months Reviewed on: 6th May 2026

Great Product

5
Safe feeling when you go on the internet Reviewed on: 6th May 2026

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Help others make smarter decisions by sharing your own experience. Write a review