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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

Simple to use and the app is easy to navigate...

Simple to use and the app is easy to navigate Reviewed on: 27th June 2026

Brilliant that now you can use PayPal credit in stor...

Brilliant that now you can use PayPal credit in stores not only online. Reviewed on: 27th June 2026

I feel safe using PayPal Credit

PayPal Credit is very easy to use and offers flexible payment options, making it a convenient choice for managing purchases. I’ve found their customer service to be excellent, especially when dealing with refunds—they respond quickly and provide regular updates throughout the process. Overall, I feel safe using PayPal Credit and appreciate the reliability it offers. I would definitely recommend it to others. Reviewed on: 27th June 2026

I like the flexibility and the UI of the app.

I like the flexibility and the UI of the app. It makes it easy to navigate and find transactions Reviewed on: 27th June 2026

Excellent service

Great options, very user friendly and the customer service is excellent. Miles ahead compared to any other service I’ve used. Reviewed on: 27th June 2026

never had any problems,

never had any problems, and when i did there were sorted quickly Reviewed on: 27th June 2026

Flexible payment options to spread costs

PayPal is excellent to spread the cost of purchases with security and buyer protection in one easy to use provider. Used PayPal for over 20 years and is my preferred payment option Reviewed on: 27th June 2026

Easy way of paying

Easy way of paying with the added benefit of spreading the cost over 3 equal payments. I get emails advising of upcoming payments and the outstanding balances Reviewed on: 27th June 2026

Communication was very easy the application process...

Communication was very easy the application process simply to understand and the decision was very quick. Excellent all the time ..would recommend. Reviewed on: 27th June 2026

It does what it says on the tin.

It does what it says on the tin. Good value 0% credit, but it is unregulated. Reviewed on: 27th June 2026

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