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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133684 reviews)

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4.74

Based on 133,684 reviews, last reviewed 10th Jun 2026

3813450% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

With PayPal I have confidence to spend on any retail... With PayPal I have confidence to spend on any retailer as they give guarantee of refund if the order is not successful. I do lot of transactions onlin... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133684)

I've been using PayPal for years and never had any i...

I've been using PayPal for years and never had any issues so when they came out with PayPal credit I took advantage of it when booking flights to give myself peace of mind. Reviewed on: 6th May 2026

Great experience love to use to split up big purchas...

Great experience love to use to split up big purchases as I am not great at saving on my own. Reviewed on: 6th May 2026

I have always used PayPal for any payment.

I have always used PayPal for any payment. To send money to my friends and family. PayPal never failed me. It so much easier than other money apps. Reviewed on: 6th May 2026

Helpful for spreading payments out and easy and secu...

Helpful for spreading payments out and easy and secure using the app Reviewed on: 6th May 2026

Generally very good and secure You get the feeling t...

Generally very good and secure You get the feeling that someone has got your back Reviewed on: 6th May 2026

An Honest Review

Very handy at times and it's good knowing the security behind PayPal. Interest is high if you don't have the ability to pay it off in a timely manner Reviewed on: 6th May 2026

No concerns.

No concerns. Very supportive, good experince with pay pal Reviewed on: 6th May 2026

Easy transactions great service.

Easy transactions great service. Always works system never down Reviewed on: 6th May 2026

Flexibility to buy items over 3/4 months

Flexibility to buy items over 3/4 months Reviewed on: 6th May 2026

Good customer service and easy to use

Good customer service when goods haven’t arrived and easy to use, lots of different options to pay too! Reviewed on: 6th May 2026

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