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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

Great all round service use it all the tome

Great all round service use it all the tome Reviewed on: 27th June 2026

Easy peasy

Always easy to use, makes things more manageable to spread costs Reviewed on: 27th June 2026

Super easy to use and available on most shopping pla...

Super easy to use and available on most shopping platforms. I have PayPal credit and Pay in Three so I have great options Reviewed on: 27th June 2026

Ease of use

Its easy to use and can be added to your wallet on your phone making it very straight forward to use . Reviewed on: 27th June 2026

Great service, easy to access both online and on the...

Great service, easy to access both online and on the telephone. Reviewed on: 27th June 2026

Excellent service love the pay in 4 and now a card I...

Excellent service love the pay in 4 and now a card I can use on Apple Pay, wish the balance updated more quickly when paying by direct debit and if you could request increase credit limit Reviewed on: 27th June 2026

Simple and easy to use and offers and good range of...

Simple and easy to use and offers and good range of credit choices Reviewed on: 27th June 2026

PayPal credit is easy to use and offers no fuss alte...

PayPal credit is easy to use and offers no fuss alternative to other methods if credit. Its best feature is the flexibility it offers in terms of payment options and convenience. There is room for improvement in how fast it updates remaining balances after a payment is made, until the user becomes aware of the delay, it can seem that payments have not been processed. Reviewed on: 27th June 2026

Absolutely fantastic when I've experienced any probl...

Absolutely fantastic when I've experienced any problems pay pal have been perfect to sort it out for me. Always there to explain what the process is and making it less stressful for me and getting my payments sorted. Reviewed on: 27th June 2026

Convenient line of temporary credit

Convenient line of temporary credit Reviewed on: 27th June 2026

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