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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (133772 reviews)

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4.74

Based on 133,772 reviews, last reviewed 10th Jun 2026

3817500% increase in 5 star reviews

in the past 90 days

10700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for flexible payments and easy to manage I’ve been using PayPal Credit for a while now and find it highly convenient. The 4 months interest-free on purchases over £99 is an excellent feature ... Read more Reviewed on: 10th June 2026

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (133772)

Easy way to spread payments and low interest rate

Easy way to spread payments and low interest rate Reviewed on: 6th May 2026

Expert service and fast and reliable

Expert service and fast and reliable Reviewed on: 6th May 2026

All round good

All round good service, products and availability Reviewed on: 6th May 2026

So far I have not had any issues

So far I have not had any issues Reviewed on: 6th May 2026

The best option to go.

It was a good experience when other banking sectors offered a higher rates of interest PayPal offered a very good interest rate n the rate payment plan for me. Reviewed on: 6th May 2026

The options PayPal gives you for payments are excell...

The options PayPal gives you for payments are excellent. The 0% and buy now pay later options help a lot with purchases. Reviewed on: 6th May 2026

It’s always been quite easy using PayPal, never any...

It’s always been quite easy using PayPal, never any issue with the app or their services Reviewed on: 6th May 2026

Always easy to use.

Always easy to use. Customer service are helpful. Never had a problem Reviewed on: 6th May 2026

Difficult to talk to anyone or actually get answers...

Difficult to talk to anyone or actually get answers to questions. Reviewed on: 6th May 2026

They are always quick to help when a problem occurs,...

They are always quick to help when a problem occurs, fast service and good service as well ! Reviewed on: 6th May 2026

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