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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

Fast, efficient service

Quick and easy. Very straight forward to apply, and all done in app or online with a few clicks. Reviewed on: 27th June 2026

Have never had any issue or problems.

Have never had any issue or problems., Very professional Reviewed on: 27th June 2026

PayPal is my best friend

I use PayPal for the majority of my online transactions. Customer service is always professional and helpful. Reviewed on: 27th June 2026

PayPal is my go to for all purchases when available.

PayPal is my go to for all purchases when available. Their pay in 3 or credit options are excellent. Totally recommended. Reviewed on: 27th June 2026

Used PayPal for numerous times where I needed to pay...

Used PayPal for numerous times where I needed to payment in bits with interest free credit. Also, most shops and companies have PayPal as a payment option which is very convenient and allows you to pay overtime at minimal cost. Reviewed on: 27th June 2026

Easy experience A smooth no problem experience.

A smooth no problem experience. Used PayPal a couple of times and very happy with the process. Reviewed on: 27th June 2026

Always positive response to queries

Always positive response to queries Reviewed on: 27th June 2026

It's easy to use and secure.

It's easy to use and secure. I don't have to put my bank details in online, which feels so much more safer in a world of scams. I like the PAYPAL credit as can pay as and when for bigger items. Reviewed on: 27th June 2026

Love it. Fast and reliable

Love it. Simple to use. Fast. Great for quick checkout. Sharing bills. PayPal credit has also been a great interest free way to spread costs of big purchases. Reviewed on: 27th June 2026

Very convenient.

A very useful function of the service and app, especially with the opportunity of either paying in full or spreading the payments over three months interest free. Reviewed on: 27th June 2026

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