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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 133,885 reviews, last reviewed 10th Jun 2026
3822500% increase in 5 star reviews
in the past 90 days
10700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good experience but interest rates is to high Good experience but interest rates is to high Reviewed on: 10th June 2026
Mobin 's avatar
Mobin

Latest lowest rating:

2

Making payments has been fiddly and confusing. Making payments has been fiddly and confusing. I never miss payment so any other accounts but this one has been problematic Reviewed on: 10th June 2026
Lucy E's avatar
Lucy E
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (133885)

Used them for over 10 years.

5
Used them for 10+ years. Have never had a problem! Reviewed on: 6th May 2026
Wile's avatar
Wile

Very easy to use and if you have a problem they sort...

5
Very easy to use and if you have a problem they sort it for you. Reviewed on: 6th May 2026
Tina l's avatar
Tina l

Quick and easy to use, Simplifies paying for goods...

5
Quick and easy to use, Simplifies paying for goods so you don’t have to worry about imputing bank details every time you purchase something Reviewed on: 6th May 2026
Richard Mortimer's avatar
Richard Mortimer

When ever I have a problem with a purchase or refund...

5
When ever I have a problem with a purchase or refund, PayPal solve the problem the same day. I’ve been very happy with the service and have been with PayPal for years. Reviewed on: 6th May 2026
Linda E's avatar
Linda E

PayPal is now an integral part of everyday life.

5
PayPal is now an integral part of everyday life. Cash was king but PayPal is the new kid on the block. Reviewed on: 6th May 2026
Steve T's avatar
Steve T

Great Customer service and I only needed it once.

5
Great Customer service and I only needed it once. Reviewed on: 6th May 2026
Johnny London's avatar
Johnny London

I have not had any problems using the service and it...

5
I have not had any problems using the service and it very convenient for large purchases. Reviewed on: 6th May 2026
E Halladay 's avatar
E Halladay

Always really useful and easy to use

5
Always really useful and easy to use Reviewed on: 6th May 2026
Phil B's avatar
Phil B

I’ve used PayPal credit for a few years never had an...

5
I’ve used PayPal credit for a few years never had any issues also I like the fact that you have 4 months to pay off things that cost over 100. I’ve been able to manage my money better. Reviewed on: 6th May 2026
Ella A's avatar
Ella A

Fantastic product

5
Really easy to use, the app is also really great and easy to navigate. When needing to ask questions there is always an answer to find. Customer service is quick to respond. Use PayPal all the time, where I can. Reviewed on: 6th May 2026
Jasmin C's avatar
Jasmin C

Review PayPal: PayPal Credit now

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