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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

Great Paypal is easy to use and accepted in most pla...

Great Paypal is easy to use and accepted in most places. I like the rewards points they now have and the fact you can have it as a digital card. I think the buy now pay later aspect could be a bit more personalised but still an amazing feature just hard to manage when you dont know how much you have to pay off by when Reviewed on: 27th June 2026

Customer experience is always world-class.

Customer experience is always world-class. From checkout to payment options, PayPal Credit always offers flexibility and security. Reviewed on: 27th June 2026

PayPal makes me feel safe as if anything is wrong I...

PayPal makes me feel safe as if anything is wrong I can just contact them and have things sorted Reviewed on: 27th June 2026

Reliable money transfer with extra bonuses

You now earn points and get money off. PayPal is becoming more competitive, though it’s always been reliable for secure transfers. Reviewed on: 27th June 2026

Very complete

It's th payment method I reach out for when I want ease and piece of mind. It is also easy to have a full view of my spending Reviewed on: 27th June 2026

Ease to use

Easy to use for any purchases and offers a great option to pay over a period of time easing the instant outlay Reviewed on: 27th June 2026

It's easy to use.

It's easy to use. Sometime to easy. Other wise very convenient. Reviewed on: 27th June 2026

Excellent service

This swrvice is so easy to use and its reliable. Can use it amywhere and any time ,has been a big help. Reviewed on: 27th June 2026

Good but could be better

Use it for most purchases thanks to the new debit card. PayPal reward points are not worth it I have spent £20,000 and have got barely £200 back. Should have used an Amex instead. Reviewed on: 27th June 2026

Great way to pay for bigger things and spread the...

Great way to pay for bigger things and spread the cost Reviewed on: 27th June 2026

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