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PayPal: PayPal Credit reviews

4.74
Based on 133,998 reviews, last reviewed 10th Jun 2026
3827800% increase in 5 star reviews
in the past 90 days
10750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and clear terms. All want well, easy and clear terms. All good Reviewed on: 10th June 2026
Mike D's avatar
Mike D

Latest lowest rating:

1

Do expensive and too unflexiable Do expensive and too unflexiable Reviewed on: 10th June 2026
Andy's avatar
Andy

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (133998)

GreatPal

5
Great to use and any issues resolved quickly Reviewed on: 6th May 2026

Good service, but I'm only writing this review to en...

5
Good service, but I'm only writing this review to enter a competition Reviewed on: 6th May 2026

PayPal quick response

5
When I had communication with PayPal, they responded very quickly. Reviewed on: 6th May 2026

Paypal Credit is so easy for consumers to use and ke...

5
Paypal Credit is so easy for consumers to use and keep constant check on the remaining balance, plus the interest free for 4months is a great appeal and better than most credit cards. Plus it’s linked to your PayPal account and with you being able to use PayPal pretty much anywhere online, it’s a great option. Reviewed on: 6th May 2026

Helpful and Effective

5
It gives you a lengthy period of time to pay off your credit at a rate that works for you, allowing you to manage your payments on your own accord. This is better than most other credit type systems available when it comes to retail. Reviewed on: 6th May 2026

Great customer service, great value for money, 4 mon...

5
Great customer service, great value for money, 4 months interest free purchases are amazing, I would highly recommend Reviewed on: 6th May 2026

I've been using PayPal services for years and find i...

5
I've been using PayPal services for years and find it reliable. Reviewed on: 6th May 2026

I could always rely on PayPal service.

5
I could always rely on PayPal service. So convenient and very useful. Reviewed on: 6th May 2026

Very easy to use and set up on your device...

5
Very easy to use and set up on your device Reviewed on: 6th May 2026

Easy to set up and use.

5
Easy to set up and use. Never had any issues. Great and quick way to pay for items. Reviewed on: 6th May 2026

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