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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (134102 reviews)

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4.74

Based on 134,102 reviews, last reviewed 10th Jun 2026

3832450% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Used PayPal now for over 12yrs and have never had... Used PayPal now for over 12years and have never had an issue or have to call customer service. The service is simply excellent. Reviewed on: 10th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (134102)

Love the points incentive

I am loving the points incentive that PayPal now offer. It also gives an extra level of cover when making purchases. Reviewed on: 6th May 2026

why I use PayPal

I used PayPal because I find it the safest and easiest way to pay for online purchases Reviewed on: 6th May 2026

Easy to use easy to set up paymenta

Easy to use easy to set up paymenta Reviewed on: 6th May 2026

It is a good system.

It is a good system. Easy to use and no issues so far Reviewed on: 6th May 2026

Good experience with PayPal, really enjoyed how easy...

Good experience with PayPal, really enjoyed how easy it is Reviewed on: 6th May 2026

Excellent money management

I am using paypal last 15 years i have never bad experience with account always good support and easy access to everything very good service and excellent money management Reviewed on: 6th May 2026

Using PayPal Credit has been a really convenient and...

Using PayPal Credit has been a really convenient and flexible way to manage my spending. One of the biggest advantages is the ability to spread the cost of purchases over time, especially with promotional offers like interest-free periods on larger transactions. It’s helped me budget more effectively without needing to pay everything upfront. I also like how seamlessly it integrates with PayPal—there’s no extra hassle at checkout, and everything is easy to track within my account. The transparency around payments, due dates, and balances makes it simple to stay on top of things. Overall, PayPal Credit has been a reliable and user-friendly option for managing purchases, and I’d definitely recommend it to anyone looking for a bit more financial flexibility. Reviewed on: 6th May 2026

Easy to use.

Easy to use. I use it all the time to make purchases and transfer money. Reviewed on: 6th May 2026

5* service

I've been a paypal user for 10+ years, I've never been disappointed. Very safe and convenient, the credit option has made it possible to make big purchases easier cause the cost is split or there's a pay later option. Reviewed on: 6th May 2026

Easy ,safe, great , simple to use .

Easy ,safe, great , simple to use . Reviewed on: 6th May 2026

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