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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181116 reviews)

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4.73

Based on 181,116 reviews, last reviewed 11th Aug 2026

32% increase in 5 star reviews

in the past 90 days

47% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good Very good, always helpful too have to use Reviewed on: 11th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181116)

PayPal is straightforward & easy to use.

PayPal is straightforward & easy to use. Reviewed on: 27th June 2026

Very good.

Very good. Great help. Competitive charges for international transactions. Reviewed on: 27th June 2026

Easy to use

PayPal is super easy to use and the app is clear Reviewed on: 27th June 2026

Flexible repayment option such as buy now and pay in...

Flexible repayment option such as buy now and pay in 3 installments free interest is so helpful Reviewed on: 27th June 2026

Easy and secure way to pay, receive and transfer mon...

Easy and secure way to pay, receive and transfer money without constantly entering my details. Reviewed on: 27th June 2026

Trusted company.

Trusted company. Use a lot of to gain rewards. Easy app to see information clearly. Reviewed on: 27th June 2026

Quick payments

Easy to use when making purchases and seller is paid immediately Reviewed on: 27th June 2026

PayPal help with lifes day to day

I can shop with confidence, knowing that I'm not putting in my actual bank details. They are clear with their credit information and have many options eg pay in three, pay immediately or use credit. I have been using PayPal for quite a few years and have had only positive interactions with them. Reviewed on: 27th June 2026

Very informative for payments due

Very informative I know exactly when my payments are due so I have no worries of missing a monthly payment on it’s due date Reviewed on: 27th June 2026

Easy to use with a wide range of retailers.

Easy to use with a wide range of retailers. Deferred interest payment terms also a nice feature. Reviewed on: 27th June 2026

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