Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (134162 reviews)

View other PayPal products

4.73

Based on 134,163 reviews, last reviewed 11th Jun 2026

3835100% increase in 5 star reviews

in the past 90 days

10750% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Profesional. Profesional. Make sure the client knows what to do. Easily get the right information Reviewed on: 11th June 2026

Latest lowest rating:

2

Paypal credit limit is frustrating Paypal credit limit is frustrating Reviewed on: 10th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (134163)

I've never had an issue in all the years I've used P...

I've never had an issue in all the years I've used PayPal, never needed to contact customer services etc, I've been incredibly happy with both products and services! Reviewed on: 6th May 2026

Excellent customer service whenever I do have any is...

Excellent customer service whenever I do have any issues they do resolve staff is very kind and help full 100% satisfy.. Reviewed on: 6th May 2026

Good to use for blue points and having 0%interest fo...

Good to use for blue points and having 0%interest for 4 months, when in a difficult time, it's very handy to have. Reviewed on: 6th May 2026

Paypal credit is great.

Paypal credit is great... has a great app so you can navigate real easy.. see all transactions and balance. Reviewed on: 6th May 2026

Brilliant CS

On the couple of occasions that I have had a problem (not PP's fault) paypals CS have been amazingly efficient, sorting the problem immediately Reviewed on: 6th May 2026

Very easy to use, works on most platforms and intere...

Very easy to use, works on most platforms and interest free for 4 months is awesome. Try to use it wherever I can as it also offers the peace of mind that shopping with Paypal provides. Reviewed on: 6th May 2026

Very easy to use, and help is always provided if I n...

Very easy to use, and help is always provided if I need it. Reviewed on: 6th May 2026

The best

So easy to use , great app wouldn’t use anyone else Reviewed on: 6th May 2026

Easy Spending, Serious Terms: My PayPal Credit Journey

I’ve been using PayPal for several years, including their credit system, and overall my experience has been very positive. The platform itself is incredibly convenient—payments are quick, widely accepted, and easy to manage through both the app and website. What stands out most about PayPal Credit is the flexibility it offers. The ability to spread payments over time, especially with promotional interest-free periods, has been genuinely helpful for managing larger purchases without immediate financial strain. The application process was straightforward, and the credit limit provided was reasonable based on my profile. I also appreciate the transparency in tracking balances, statements, and due dates. Everything is clearly laid out, which makes it easier to stay on top of payments and avoid unexpected fees. Customer service has generally been responsive when I’ve needed support. Overall, PayPal and its credit system offer a reliable, flexible, and user-friendly way to manage online payments and short-term financing. Reviewed on: 6th May 2026

Convenience of PayPal credit

Easy to use and does nut delay checkout by any significant amount of time. Reviewed on: 6th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Loan
from Snap Finance 4.80 from 369 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 64939 reviews
Payments
from PayPal 4.73 from 3745 reviews
Credit card
from PayPal 4.71 from 96 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub