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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108693 reviews)

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4.90

Based on 108,693 reviews, last reviewed 16th May 2026

2667850% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very good loyalty scheme Very good loyalty scheme and now even easier to use with credit and debit cards Reviewed on: 16th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108693)

It’s good credit card for regular use

It’s good credit card for regular use Reviewed on: 17th April 2026

Great service.

Great service. Efficient service when needed. Reviewed on: 17th April 2026

Happy customer

Very good service and very easy to use Reviewed on: 17th April 2026

The best PayPal service ever

You are amazing in all ways, too many scammers out here and they pretend to have good service and advertising in a persuading way to take money and once you pay their online link stops working. But with PayPal you get your refund quick if you have evidence. I have been helped many times by PayPal. So l recommend you always to my friends when paying for online service Reviewed on: 17th April 2026

FANTASTIC

Never had any issues. Every payment is straightforward and safe. Even the flexible paying system of pay in 3 is great as im able to spread the cost and save money in the short term. Whilst still being able to get the item I want. I use it very regular. Reviewed on: 17th April 2026

I received Good offers for credit

I received Good offers for credit Reviewed on: 17th April 2026

Overall fine but as always on time paying there was...

Overall fine but as always on time paying there was a confusion regarding a £12 surcharge which was wrong,up to this day have had confusing explanations from PAYPAL customer care when l spoke to them. Reviewed on: 17th April 2026

Easy transaction easy to use app too

Easy transaction easy to use app too Reviewed on: 17th April 2026

Great easy to use service, customer service really g...

Great easy to use service, customer service really good as well Reviewed on: 17th April 2026

Mostly good providers at all times

Mostly good providers at all times Reviewed on: 17th April 2026

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