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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Very easy to use,lots of retailers accept it.

Very easy to use,lots of retailers accept it. Reviewed on: 25th June 2026

I love PayPal, really convenient makes paying a cinch.

I love PayPal, really convenient makes paying a cinch. Great to be able to spread payments over four months or pay three what's not to like. Reviewed on: 25th June 2026

Using PayPal is so simple, I love it.

Using PayPal is so simple, I love it. PayPal credit really helps me budget. Due to ill health we are a one income family, so PayPal credit and pay in 3 helps me a lot! Reviewed on: 25th June 2026

great service and value for money

great service and value for money Reviewed on: 25th June 2026

Very easy service Excellent

Very easy service , simple to apply , I love it ! Reviewed on: 25th June 2026

Easy to apply

Easy and fast to apply. Provide credit services you need. I have total confidence in PayPal. Reviewed on: 25th June 2026

Always there when I need it.

Always there when I need it. And esay to manage payments too! Reviewed on: 25th June 2026

Flexibility of payments

Always try to use PayPal when purchasing online. Pity Amazon don't use PayPal as means of payment though. PayPal gives flexibility in payments using the pay in 3 and credit facility. Reviewed on: 25th June 2026

Helpful and pleasant

When I have called the advisor has been very pleasant and helpful. Issues have always been resolved Reviewed on: 25th June 2026

Very easy process to apply and card sent out quickly

Very easy process to apply and card sent out quickly Reviewed on: 25th June 2026

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