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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108649 reviews)

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4.90

Based on 108,649 reviews, last reviewed 16th May 2026

2665850% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I’m very happy because I could find help when I needed! I’m very happy because I could find help when I needed! Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108649)

Very secure payment option to use

Very secure payment option to use Reviewed on: 17th April 2026

easy to use app great customer service

Very easy to use app easy to pay online and instore purchases. I thought something had gone wrong so I reached out to customer services and my query was dealt with professionally and efficiently. Reviewed on: 17th April 2026

great experience

great Experiencia its very easy to use this app Reviewed on: 17th April 2026

Always smooth transactions.

Always smooth transactions. Confident that any fraudulent activity will be dealt with correctly. Reviewed on: 17th April 2026

Easy to use and safe, I use it to send mo new to.

Easy to use and safe, I use it to send mo new to.my family all.over the world Reviewed on: 17th April 2026

Easy to apply and very easy website

Easy to apply and very easy website Reviewed on: 17th April 2026

I’ve never had a problem with, has ran smoothly ever...

I’ve never had a problem with, has ran smoothly every since I started using it Reviewed on: 17th April 2026

I have had PayPal for quite a few years now and it h...

I have had PayPal for quite a few years now and it has helped me out so many times and especially in these strange times for certain items especially tech items such as Ram and my last purchase of a new GPU which if it wasn’t for PayPal I would of lost out on and which would of me double the price of what I payed a couple of months ago. I absolutely love PayPal pay in 3 which again has saved me many times in the past. Customer service I have only ever used it I think a couple of times and was first class and I have never had any problems and any queries have been sorted more or less instantly and a couple of times over the years and if I have had any issues buying items from EBay I have always felt very secure with PayPal guarantee and any refunds have so quick and so smooth I really can not fault it whatsoever. The only problem or slight negative thing I have ever had with PayPal is that there were a lot more vendors years ago I could use PayPal where as today some seem to have dropped off from PayPal but that isn’t down to PayPal I don’t think. Everyone has there own experiences and I can only speak about mine and my experiences have always been fantastic it’s been there when I have really needed it and I am grateful for it. Reviewed on: 17th April 2026

Good and easy to keep an eye on and affordable...

Good and easy to keep an eye on and affordable Reviewed on: 17th April 2026

Excellent.

Excellent...very Happy with pay pal Reviewed on: 17th April 2026

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