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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,113 reviews, last reviewed 10th Aug 2026

38% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit is convenient, easy to use and accepte... PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Very good service and getting better all the time ea...

Very good service and getting better all the time easy yo follow steps.Brilliant app . Reviewed on: 25th June 2026

Been with PayPal for years , reliable service.

Been with PayPal for years , reliable service. Reviewed on: 25th June 2026

The process was quick and easy to use, I needed some...

The process was quick and easy to use, I needed something very quickly and was well worth the 5 mins it took to sort out Reviewed on: 25th June 2026

Never had any issues or concerns, the credit is read...

Never had any issues or concerns, the credit is readily available anywhere that accepts PayPal which opens up a lot of products which otherwise would have been off limits Reviewed on: 25th June 2026

Never use anything else

Been user since early 2000s ,never ever had an issue ,use for most online purchases ,can't fault customer services or esse of use Reviewed on: 25th June 2026

It’s very good for me and trust and easy to...

It’s very good for me and trust and easy to use Reviewed on: 25th June 2026

Absolutely great platform, buying and not needing to...

Absolutely great platform, buying and not needing to worry about paying off straight away and having that extra time to do so. Reviewed on: 25th June 2026

Using PayPal is the safest option.

I’ve been using PayPal for years now, the PayPal credit is amazing to helps so much to pay in instalments or you can pay in 3 payments, I always pay with PayPal because I find it been the best option. Reviewed on: 25th June 2026

When being accepted for PayPal credit.

When being accepted for PayPal credit. It was a noticeable problem for being able to use my card to pay for products at all retailers, customer services had limited resources and my issue had to be escalated resulting in a delay of use of pay pal credit Reviewed on: 25th June 2026

PayPal is very good

The PayPal system works well for me Reviewed on: 25th June 2026

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