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PayPal: PayPal Credit reviews

4.90
Based on 108,622 reviews, last reviewed 16th May 2026
2664500% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Only good experience! Only good experience . whenever I needed to pay in 3..always helpful Reviewed on: 16th May 2026
Baiba C's avatar
Baiba C

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108622)

Professional, easy and efficient.

5
Professional, easy and efficient. Always accepted and no issues when shopping bills. Reviewed on: 17th April 2026

The PayPal service is secure fast and has multiple w...

5
The PayPal service is secure fast and has multiple ways to make purches it's a fantastic service and leaves you with peace of mind on every purchase. Reviewed on: 17th April 2026

Amazing and really easy to make repayments

5
Amazing and really easy to make repayments Reviewed on: 17th April 2026

I use PayPal credit knowing firstly that my payments...

5
I use PayPal credit knowing firstly that my payments are secure, and so are my bank and personal details. The interest is very good on PayPal credit, although I use it sparingly it makes me feel comfortable and confident about the future just knowing I have the money there should I need to use it, I would recommend PayPal credit to anyone and already have to friends and family. Reviewed on: 17th April 2026

Such a great help when I've needed credit

5
Such a great help when I've needed credit Reviewed on: 17th April 2026

Efficient, convenient and easy to use.

5
Efficient, convenient and easy to use. I love the different offers that Paypal credit provides and how the retailers change so I get a chance to collect more points from all of my favourite brands. Reviewed on: 17th April 2026

Helps me out when I’m in a tight spot

5
Helps me out when I’m in a tight spot Reviewed on: 17th April 2026

Disputes are dealt with immediately

5
Disputes are dealt with immediately Reviewed on: 17th April 2026

I like using it, the best is the accessibility and h...

5
I like using it, the best is the accessibility and how easy is to use it! Reviewed on: 17th April 2026

Paypal offer excellent service

5
Paypal offer excellent service and a trustworthy money back ,they are easy to contact and offer good resolution if there is a problem Reviewed on: 17th April 2026

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