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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108603 reviews)

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4.90

Based on 108,603 reviews, last reviewed 16th May 2026

2663550% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit has been very helpful financially to l... PayPal Credit has been very helpful financially to let me keep up with the rising cost of living. Every little helps a lot when you need it the most Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108603)

10 out of 10 service, very good customer support.

10 out of 10 service, very good customer support. Reviewed on: 17th April 2026

Still reviewing

No issues so far. Will make a better review after more time. Reviewed on: 17th April 2026

My go to credit option.

I have had my PayPal credit for a few years now and it's very handy for unexpected bills or for that dream purchase that's just been reduced and too good to miss. I also love the choice of how long you choose to repay and even interest free if paid within 4 months. If you are looking for a flexible credit option with low interest rates and great customer service then look no further. Reviewed on: 17th April 2026

Never had any issues using the service

Never had any issues using the service Reviewed on: 17th April 2026

Quick and simple.

Quick and simple. Love paypal+, the debit card and the rewards are very easy to set up and use. Reviewed on: 17th April 2026

I got a late fee when I wasn’t due to...

I got a late fee when I wasn’t due to make a payment Reviewed on: 17th April 2026

Easy and convenient always there when I need them.

Easy and convenient always there when I need them. Reviewed on: 17th April 2026

Very helpful and understanding staff

Very helpful and understanding staff Reviewed on: 17th April 2026

I have used PayPal for interest free payments over 4...

I have used PayPal for interest free payments over 4 months plus over 3 years for my phone. I use it to send dollars to my god son in the USA, what other company allows me to do this with minimum of fuss. I've used them for over 10 years with no issues whatsoever. Reviewed on: 17th April 2026

Great, so convenient, practical andreally helpfull w...

Great, so convenient, practical andreally helpfull when you dont have enough fund Reviewed on: 17th April 2026

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