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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,112 reviews, last reviewed 10th Aug 2026

39% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

I’m a huge fan of PayPal and used for years.

I’m a huge fan as it’s such an easy, straightforward and professional service Reviewed on: 25th June 2026

I use PayPal for every transaction.

I use PayPal for every transaction. I use PayPal plus for my everyday spending, PayPal pay in 3 and PayPal credit for larger purchases. I love the new points incentive and the flexibility of 4 months 0% interest with pay pal credit. Reviewed on: 25th June 2026

Top marks for Paypal Credit..

I've found the Paypal Credit to be the most efficient and effective way of handling my finances Reviewed on: 25th June 2026

Good easy to use.

Good easy to use. Can use app to check Reviewed on: 25th June 2026

Been using paypal for years, things have always gone...

Been using paypal for years, things have always gone pretty straight forward. Paypal credit is good especially the zero interest offer. I hope things keep going smoothly. The bank payments are a bit delayed sometimes but they go through eventually, if you use debit cards it's a bit faster. I'm happy overall. Reviewed on: 25th June 2026

The customer service and support is fantastic, they...

The customer service and support is fantastic, they are always so helpful and friendly. I really enjoy yawing their services and I know my money and payments are secure and safe. Reviewed on: 25th June 2026

I regularly use PayPal to spread costs over 4 months.

I regularly use PayPal to spread costs over 4 months. My only gripe is that any refund tend to come off the total rather than to the corresponding transaction so if there is more than one it can get confusing. Reviewed on: 25th June 2026

Very efficient and reliable way to purchase

Very efficient and reliable way to purchase item's that you can pay off over time. Reviewed on: 25th June 2026

I have used Paypal services several times.

I have used Paypal services several times. It's quick and easy to use and you can easily keep a track of payments required / spending online. Recommended. Reviewed on: 25th June 2026

PayPal is such a hassle free way to pay with

PayPal is such an easy, hassle free way to pay, with all the various options, pay in free or pay pal credit. It also gives me a peace of mind that its a protected purchase if something goes wrong. Reviewed on: 25th June 2026

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