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PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 10th Aug 2026
39% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026
Md Abdul Wahid's avatar
Md Abdul Wahid

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

I started using PayPal to purchase most things I buy...

5
I started using PayPal to purchase most things I buy and have found it to be alot better than my previous credit cards can't fault it and would recommend anyone thinking of using PayPal to get straight on it Reviewed on: 25th June 2026

Excellent Serivice100%

5
Excellent Serivice would recommend Reviewed on: 25th June 2026

My Go-To method of payment.

5
I have been using PayPal Credit from the very beginning, primarily because it provides a safe and secure way to shop online. Whenever I’ve had issues with sellers, PayPal has consistently helped resolve them quickly and fairly. I also appreciate how innovative they are, such as making their card available digitally. Over the years, I’ve contacted customer service on several occasions, and they’ve always been knowledgeable, supportive, and provided valuable advice that has helped protect my finances when shopping online. One of the things I value most is that both buyers and sellers are protected, creating a fair and trustworthy platform for everyone. When I see companies that don’t offer PayPal as a payment option, I often wonder why, as I consider it one of the safest and most secure ways to pay online. Reviewed on: 25th June 2026

Con claim

5
I was conned and they settled my claim in real good time Reviewed on: 25th June 2026

I have had my PayPal account for many years now.

5
I have had my PayPal account for many years now. I love the convenience of this account. I use my PayPal pay in 3 for my flights and other high amount purchases. I also use my PayPal credit when things are a bit tight. I absolutely love my account, it comes in very handy! Reviewed on: 25th June 2026

A slick and excellent service

5
A slick and excellent service either online or via the App. Make payment easy and affordable. Reviewed on: 25th June 2026

Using paypal is safe

5
Using PayPal is easy & safe, I tend not to purchase anything on line if PayPal isn’t a payment option as there is no chance of my card no: being accessed Reviewed on: 25th June 2026

Easy to use, easy to use for quick payments

5
Easy to use, easy to use for quick payments Reviewed on: 25th June 2026

Very easy transaction system, the PayPal credit work...

5
Very easy transaction system, the PayPal credit works everywhere just all good all round . Would recommend and happy to have as a standby. Reviewed on: 25th June 2026

Easy to use, good UI and good offers

5
Easy to use, good UI and good offers Reviewed on: 25th June 2026

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