Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

View other PayPal products

4.73

Based on 181,112 reviews, last reviewed 10th Aug 2026

39% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181113)

Great online payment platform

Quick and easy to set up / use, safe with variety of payment options. Always had good customer service. Reviewed on: 25th June 2026

Very good with offers like free months etc

Very good with offers like free months etc Reviewed on: 25th June 2026

Glad to have Paypal available for purchasing goods.

Glad to have Paypal available for purchasing goods. The interest free breaks is the difference between buying and not buying the goods. Reviewed on: 25th June 2026

Easy, Secure, convenient and you are in control

The integration and wide adoption of PayPal and PayPal Credit makes online purchases easier and more manageable, pay in three along with more conventional payment options make online purchases easier and safer. Reviewed on: 25th June 2026

A very fast and simple process

A very fast and simple process which was processed in seconds. I think PayPal is reputable for being trustworthy with your money Reviewed on: 25th June 2026

Easiest way to pay

Easiest way to pay for everything! No hassle Reviewed on: 25th June 2026

Great service

does what it says in the terms. Very useful for online purchases Reviewed on: 25th June 2026

I trust PayPal it has been a great way to buy things...

I trust PayPal it has been a great way to buy things online. Reviewed on: 25th June 2026

I use PayPal on all my transactions

I use PayPal on pretty much all my online transactions and actually choose where I shop mainly if they accept PayPal payments. have received even a physical card and that makes me feel more safe when paying by card. cannot fault their service. Reviewed on: 25th June 2026

Poor communication!

Noone to communicate with and its awful. If you got an issues there is no chat function or email to connect too Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101274 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub