Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 108,527 reviews, last reviewed 16th May 2026
2660100% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Am o experienta foarte buna, calitate si rapiditate... Am o experienta foarte buna, calitate si rapiditate rapida Reviewed on: 16th May 2026
Alexandra C's avatar
Alexandra C

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108528)

I use it to shop online.

5
I use it to shop online. It's useful for making payment. Reviewed on: 16th April 2026

PayPal is my go to finance provider.

5
PayPal is my go to finance provider. The app is handy and reliable and customer service is great. Reviewed on: 16th April 2026

It just makes shopping even more fun

5
It is so esay and fast to use. I don't have to worry about security issues and I know I can rely on the service 100% Reviewed on: 16th April 2026

My experience was really good and I was given good c...

5
My experience was really good and I was given good credit limit based on my credit score. Would definitely recommend people. It makes online transactions much easier. Reviewed on: 16th April 2026

It’s good , am happy with PayPal

5
It’s good , am happy with PayPal Reviewed on: 16th April 2026

give some time

4
give some time to pay , i've been useing paypal quite sometime and it's very good Reviewed on: 16th April 2026

Perfect experience

5
Perfect and amazing experience and good opportunity to use it in most of the online shops. It helps me to have chance to buy anything that I need and want and give me time to pay it back. Reviewed on: 16th April 2026

Recommend.

5
PayPal is a user-friendly and secure system. Reviewed on: 16th April 2026

quick and easy

5
Always quick response times plus easy applications Reviewed on: 16th April 2026

The trusted and only way to shop online.

5
PayPal has been a pivotal point for all my online shopping since I opened my account in 2010. Having the safety and financial security knowing all my cards and details are safe is a brilliant piece of mind. Should anything go wrong I know PayPal customer service have me covered. Reviewed on: 16th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review