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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

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4.73

Based on 181,112 reviews, last reviewed 10th Aug 2026

39% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181113)

Such an easy process from beginning to end.

Such an easy process from beginning to end. Lots of communication to keep you informed. Easy to manage and great to see with the app. Very straightforward to set up etc. Reviewed on: 25th June 2026

Very easy to use and allows you to stillhave money i...

Very easy to use and allows you to stillhave money in your account Reviewed on: 25th June 2026

Mostly satisfied

I’m very happy with PayPal credit so far the only issue I’ve had was when trying to make a payment on the app I was unable to pay a custom amount and it kept requesting the full payment when I only wanted to pay for one of my purchases,so I had to access the PayPal website and it allowed me to do it without any problems other than that I am most satisfied with the service provided by PayPal. Reviewed on: 25th June 2026

So far good experience especially when it comes to p...

So far good experience especially when it comes to planning the long term payments Reviewed on: 25th June 2026

I have used PayPal credit several times now and it’s...

I have used PayPal credit several times now and it’s very straightforward and simple to use and I like the app for managing my credit agreements too Reviewed on: 25th June 2026

Easier to justify spending money when you can spread...

Easier to justify spending money when you can spread the cost at 0%. Reviewed on: 25th June 2026

Help on paypal

Have no problems with PayPal if I do there's the telephone email and customer services to sort it out Reviewed on: 25th June 2026

Application was very smooth and straight forward.

Application was very smooth and straight forward. I love my PayPal credit card Reviewed on: 25th June 2026

I have been using PayPal for more that 20 years now,...

I have been using PayPal for more that 20 years now, I have never had an issue with the service. I have contacted the customer service team once I think and found them very help and the issue was resolved immediately. I find it a safe and secure way to pay for items online, and am more likely to trust an online shopping site if it has PayPal as an option to pay. Reviewed on: 25th June 2026

PayPal is the safest and easier way to pay!

I have always used PayPal since I was 18. I’m now 34 and I use it for almost all my transactions. It’s safe and easy to contact if I have ever had issues with orders or scams. It’s so easy to use and it stay modern with pay in 3 and other systems which may paying easier. I just think it’s the best way to pay available. Reviewed on: 25th June 2026

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