Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,112 reviews, last reviewed 10th Aug 2026
39% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026
Md Abdul Wahid's avatar
Md Abdul Wahid

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181113)

Smooth and Simple

5
Everything was very smooth with the service. Easy to sign up to with a great range of services. The money lending is fair and simple with all of the needed information being very clear and to the point. Reviewed on: 25th June 2026

Brilliant service i was looking to buy a new phone P...

5
Brilliant service i was looking to buy a new phone PayPal helped me for paying the cost and i managed to get a new phone on finance Reviewed on: 25th June 2026

Great experience always.

5
Great experience always. Very transparent Reviewed on: 25th June 2026

Great 0% offer and convenient protection.

5
Great 0% offer and convenient protection. Reviewed on: 25th June 2026

I have always want to have pay pal card back there i...

5
I have always want to have pay pal card back there in India it wasn't available and may I couldn't get one and when I moved to London my first was pay pal and I got one. It was quite good. I was flexible payment options earning rewards on spends. So yeah I recommend to you to get one. Reviewed on: 25th June 2026

I find the all round experience of using paypal cred...

5
I find the all round experience of using paypal credit absolutely hassle free. Reviewed on: 25th June 2026

My positive view on PayPal

5
I can order up to £2500 and I go through no credit checks, I have been using PayPal for around ten years and I’ve never had an issue. I love it and will never stop using PayPal, they are the best company I’ve dealt with. Reviewed on: 25th June 2026

Would definitely recommend PayPal

5
I've been using PayPal for several years and have always had a positive experience. Transactions are usually processed quickly, and I appreciate the added layer of security when shopping online since I don't have to share my card details with every website. Whenever I've needed assistance, customer support has been helpful And really good at sorting my problem out. Reviewed on: 25th June 2026

PayPal offers a safe, secure and vfm

5
PayPal offers a safe, secure and vfm means of paying for goods and services. Reviewed on: 25th June 2026

Good job PayPal

5
Absolutely no issue ever, got a credit card from them international transfers quick and Reliable Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101274 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products