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PayPal: PayPal Credit reviews

4.90
Based on 108,428 reviews, last reviewed 16th May 2026
2655350% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good quick easy to pay excellent Good quick easy to pay excellent Reviewed on: 16th May 2026
Miss D's avatar
Miss D

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108428)

Safe way to shop on line would not use anything...

5
Safe way to shop on line would not use anything else Reviewed on: 16th April 2026

I like PayPal

5
Easy to use and convenient, great for both shopping and sending money Reviewed on: 16th April 2026

Been excellent and easy to use.

5
Been excellent and easy to use. Options to repay and 4 months credit option super handy. Reviewed on: 16th April 2026

Smart, Simple Spending with PayPal Credit

5
PayPal Credit is quick, flexible, and makes spreading the cost simple—perfect for managing purchases without stress. Reviewed on: 16th April 2026

PayPal makes buying online secure and easy.

5
PayPal makes buying online secure and easy. If you should ever be unfortunate to interact with a seller that is not genuine, PayPal sorts it out for you without stress. Reviewed on: 16th April 2026

easy to navigate

5
easy to navigate Safe to use you have control at all times Reviewed on: 16th April 2026

Easy pay and accessible to check your account.

5
Easy pay and accessible to check your account. Reviewed on: 16th April 2026

Very convenient for security and handy tool when mak...

5
Very convenient for security and handy tool when making a large purchase by spreading the cost over 3 months with no interest charge Reviewed on: 16th April 2026

Good experience.

5
I enjoy paying using PayPal credit because it allows me to make bigger purchases and paying it back is easy and seamless. Reviewed on: 16th April 2026

Well done PayPal

5
Great to deal with and very helpful when required Reviewed on: 16th April 2026

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