Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181113 reviews)

View other PayPal products

4.73

Based on 181,112 reviews, last reviewed 10th Aug 2026

39% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181113)

Very easy process to use when buying expensive items...

Very easy process to use when buying expensive items good way to pay back debt over 4 months Reviewed on: 25th June 2026

Absolutely brilliant safe i used PayPal more than te...

Absolutely brilliant safe i used PayPal more than ten years never let me down brilliant if I have any problems with the delivery or return money back PayPal is always there for me also very easy paying for staff or spreading the costs monthly i will never change it for anything else fantastic very very happy Reviewed on: 25th June 2026

Offer for pay in 3 works well and is a good option t...

Offer for pay in 3 works well and is a good option to be able to spread the cost Reviewed on: 25th June 2026

I have used paypal for many years, I always use payp...

I have used paypal for many years, I always use paypal for buying, becuase of the protection it offers. Ive had it a few times when a seller hasn't described the item in the correct way and become difficult or wont reply they will step in and sort the problem. Reviewed on: 25th June 2026

A good and high-quality application that helps you s...

A good and high-quality application that helps you shop and earn quickly and easily. Reviewed on: 25th June 2026

Pay in three and interest free offers are very easy...

Pay in three and interest free offers are very easy to access and setup and provide a great way to spread the cost of a purchase. Afterwards it’s easy to keep track of progress with payments against the plan. Reviewed on: 25th June 2026

App is good and useful to have

The app is very good and esy to use, easy to make payments and manage the line of credit. Also their offers such as 0% for 4 months can be helpful if carefully managed. Reviewed on: 25th June 2026

Best for keeping my online shopping manageable and s...

Best for keeping my online shopping manageable and secure. Keeps peace of mind. Reviewed on: 25th June 2026

Soo good very self and recommended to anyone

Soo good very self and recommended to anyone Reviewed on: 25th June 2026

I have been using PayPal for many years and each yea...

I have been using PayPal for many years and each year they have improved their services. I will happily recommend PayPal to everyone as it is the most safest way to pay for your goods Reviewed on: 25th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101274 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub