Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 108,389 reviews, last reviewed 16th May 2026
2653600% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, clear format. Easy to use, clear format. Would be beneficial to have more functionality in the app as on the full website Reviewed on: 16th May 2026
Donna C's avatar
Donna C

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108389)

paypalreview

4
Good. Although wish when I am paying my statement the payment went out my bank instantly not at midnight Reviewed on: 16th April 2026

PayPals my Pal

5
Not really had a bad experience, even when trying to clear payments or any issues they are quick to respond and help Reviewed on: 16th April 2026

Never had an issue , easy way to pay

5
Never had an issue , easy way to pay Reviewed on: 16th April 2026

Excellent and secured online payment system.

5
Excellent and secured online payment system. I love the pay in 3 and 4 months interest free. Reviewed on: 16th April 2026

App review .

5
The App is clear and easy to use. Communication is great and not to frequent. Reviewed on: 16th April 2026

Easy to access my account

4
Easy to access my account and security level is quite good during payments Reviewed on: 16th April 2026

It’s just a fantastic way to spend and spread your m...

5
It’s just a fantastic way to spend and spread your money hats off to you thank you Reviewed on: 16th April 2026

Fantastic service

4
Always excellent customer service, thank you Reviewed on: 16th April 2026

The best and the safest payment method

5
With PayPal I always manage to get everything what I want to. It helps me to make my dreams come true! Reviewed on: 16th April 2026

It's easy to use and most places accept it

5
It's easy to use and most places accept it Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 51350 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3717 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products