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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 10th Aug 2026

39% increase in 5 star reviews

in the past 90 days

54% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

My experience with PayPal is really good.

My experience with PayPal is really good. I have been using there card for sometime now is all right Reviewed on: 25th June 2026

Good experience

Good experience , good service and friendly to use app Reviewed on: 25th June 2026

Paypal plus.

Love the PayPal+ points system, and how easily I can split payments in 3 or with 4 months credit Reviewed on: 25th June 2026

A Trusted Service I've Relied on for Years

I've been using PayPal Credit for many years, and it has consistently been one of the most reliable financial products I've used. In fact, I'd often rather pay slightly more with a retailer that accepts PayPal as a payment method than buy from one that doesn't, simply because of the added security, convenience, and peace of mind it provides. The flexibility to spread payments has been invaluable, and managing my account has always been simple and transparent. Most importantly, PayPal Credit has given me confidence when making larger purchases. A trustworthy, well-managed service that has delivered exactly what it promises over the years. Reviewed on: 25th June 2026

Love PayPal credit!!

Love PayPal credit. Up to 4 months interest free on anything over a £99. Helpful to spread the costs on larger purchases without horrible interest added. with certain shops you can also get longer periods of interest free such as 24 months or 36 and I have used this several times. Reviewed on: 25th June 2026

great for purchasing on line

I find Paypal to be a very trust worthy way of purchasing goods, I use it more and more as I increase my on line purchasing. Thier customer service has been excellent when I have had disputed payments or non delivery of goods which is why I will chose Paypal as my go to payment method practically every time. Reviewed on: 25th June 2026

Its ok, i use the credit facilities quite often

Its ok, i use the credit facilities quite often Reviewed on: 25th June 2026

Using PayPal credit has been very convenient, more f...

Using PayPal credit has been very convenient, more flexible and less expensive than other forms of credit. Reviewed on: 25th June 2026

Been with you for 8 years and you are the only firm...

Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

Fantastic customer service when you need help

Fantastic customer service when i needed to speak to someone from customer service. Great interest free purchasing from the internet via 3 monthly payments or 4 monthly payments via agreed credit limit. it has been a great help as i have been supportive of my grandson at Welsh Royal college of music when he needs various items for his studies. Reviewed on: 25th June 2026

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