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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,112 reviews, last reviewed 10th Aug 2026
39% increase in 5 star reviews
in the past 90 days
54% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Truste service Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026
Md Abdul Wahid's avatar
Md Abdul Wahid

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181112)

Great. Always had no issues with this service.

5
Always had no issues with this service. Works seamlessly into my life and finances. Support always there and usefule Reviewed on: 25th June 2026
JO's avatar
JO

It was very easy to set up and apply for their credi...

5
It was very easy to set up and apply for their credit card. The communication from PayPal is great and keeps you in the loop about all payments and updates. Would highly recommend. They also offer a very generous credit limit Reviewed on: 25th June 2026
Josh R's avatar
Josh R

Great app

5
App is so easy to use and a good range of payment options Reviewed on: 25th June 2026
Serena L's avatar
Serena L

Very easy and safe you use , really helpful towards...

5
Very easy and safe you use , really helpful towards the end of the month to utilise when money is short . Easy to use app and helpful Reviewed on: 25th June 2026
Lee 's avatar
Lee

Payments

5
Never had any trouble with PayPal and will continue to use Reviewed on: 25th June 2026
Grant's avatar
Grant

Trustworthy and reliable

5
PayPal offers a simple and reliable experience. It always feels safe to use and is a payment service that I trust. If there’s ever been an issue or query, customer services are always polite and are happy to help. Reviewed on: 25th June 2026
Aliesha Farrell's avatar
Aliesha Farrell

PayPal credit is a great option

5
PayPal credit is a great option for spreading the cost of expensive purchases. Now that a physical card is also available, it’s great for the weekly shop too! Reviewed on: 25th June 2026
Roger Westwood's avatar
Roger Westwood

Convenient and useful, but read the terms carefully

5
I’ve found PayPal Credit useful for spreading the cost of purchases without having to use a separate credit card. The application process was straightforward, and it is convenient that it links directly with PayPal at checkout. I also like being able to manage payments online and see what I owe in one place. The main thing I would improve is clearer communication around payment dates, interest charges, and promotional periods, as it can be easy to miss the details if you are not checking regularly. Overall, it is a helpful service when used responsibly, especially for larger purchases, but customers should make sure they understand the repayment terms before using it. Reviewed on: 25th June 2026
DenyDar's avatar
DenyDar

Very easy to use

5
Very easy to use and great customer service Reviewed on: 25th June 2026
Caroline Byrne's avatar
Caroline Byrne

Easy to use.

5
Easy to use. Doesn't impact a credit score. Enjoy having 4 months interest free Reviewed on: 25th June 2026
Diana M's avatar
Diana M

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