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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,073 reviews, last reviewed 14th May 2026
2594000% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always been there to support me in transactions & kn... Always been there to support me in transactions & knowing my money is safe is a huge bonus Reviewed on: 14th May 2026
MDC's avatar
MDC

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107073)

Very quickly and efficiently sorted

5
Very quickly and efficiently sorted Reviewed on: 16th April 2026
Kulvinder's avatar
Kulvinder

my number one for purchases

5
Quick, easy, and reliable and great value. Great products and customer service fantastic. Reviewed on: 16th April 2026
Gary T's avatar
Gary T

It’s handy to have but can’t be used in all...

5
It’s handy to have but can’t be used in all shops Reviewed on: 16th April 2026
Richard G's avatar
Richard G

Excellent repayment schemes.

5
Excellent repayment schemes. Great value for money. Makes buying goods etc more convenient and manageable Reviewed on: 16th April 2026
Edel B's avatar
Edel B

Everything is at hand easy to use

5
Everything is at hand easy to use Reviewed on: 16th April 2026
Mal's avatar
Mal

I have never been let down by PayPal and it’s helped...

5
I have never been let down by PayPal and it’s helped me out of many situations, Reviewed on: 16th April 2026
Allison M's avatar
Allison M

impossible to geta card

5
Trying to get psycle card is impossible time out to quickly and chat is useless perfer to talk Reviewed on: 16th April 2026
Gareth 's avatar
Gareth

1st choice, Safe and secure online payment.

5
Safe and secure online payments that support my family and lifestyle. Reviewed on: 16th April 2026
Scott M's avatar
Scott M

Excellent way to manage my spending!

5
Excellent way to manage my spending! Easy and convenient Reviewed on: 16th April 2026
David Tough 's avatar
David Tough

Best online facilitator of payments

5
Most of the time you think that you don't need a trusted go-between when transacting online. But when the brown stuff hits the fan you are more often than not on the receiving end of a financial hiding, and you regret not using the number 1 payments facilitator online. And it costs you nothing but a little bit of admin. Reviewed on: 16th April 2026
Mike H's avatar
Mike H

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