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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,111 reviews, last reviewed 7th Aug 2026
48% increase in 5 star reviews
in the past 90 days
68% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026
Kylie MV's avatar
Kylie MV

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181111)

PayPal is extremely easy to use.

5
PayPal is extremely easy to use providing a variety of payment options to help budget and plan when larger purchases are made. Reviewed on: 24th June 2026
Anne-Marie Openshaw's avatar
Anne-Marie Openshaw

updates on money

4
money movement updates should be instant Reviewed on: 24th June 2026
attila a's avatar
attila a

Helpful and easy to use

5
Sp far my experience has been good haven't needed to contact customer services as everything I need to do is available in the portal, it is just a Reviewed on: 24th June 2026
Barry Withers's avatar
Barry Withers

Paypal always gets the job done.

5
Doesn't really matter how you use PayPal as they are always ready to help. Customer service is first class.I have just received another refund after just one claim for a service that was not satisfactory. PayPal sorted it within an hour. What's not to love about PayPals services. Reviewed on: 24th June 2026
Margaret A's avatar
Margaret A

Customer service and support is great.

5
Customer service and support is great. Reviewed on: 23rd June 2026
Sandy 's avatar
Sandy

Good introduction

4
I have found PayPal Credit. to be a painless introduction to the intelligent use of consumer credit . I just wish the site was a little less ‘clunky’, and more immediately transparent Reviewed on: 23rd June 2026
lkgreenwell's avatar
lkgreenwell

Bigger purchase without delay

5
I’ve had a very good experience with PayPal Credit, which has helped me to manage my bigger purchases more efficiently and without any delay or extra cost. It also made me more disciplined about my daily spending and managing debt Reviewed on: 23rd June 2026
Monika S's avatar
Monika S

Simple transaction

5
Easy options for ways to pay always easy with the app good for buying a selling things makes it simple and safe online Reviewed on: 23rd June 2026
Jessica Moore's avatar
Jessica Moore

Really goof total control of what you spend

5
Really goof total control of what you spend Reviewed on: 23rd June 2026
Robert Crookston's avatar
Robert Crookston

Payed with PayPal, call PayPal!

5
Purchased a flight fare using the PayPal credit card. After some missing information from the airline I reached out to PayPal and my issue was resolved within minutes. Reviewed on: 23rd June 2026
Mihail Damyanov's avatar
Mihail Damyanov

Review PayPal: PayPal Credit now

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