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PayPal: PayPal Credit reviews

4.91
Based on 50,806 reviews, last reviewed 24th Jul 2025
921300% increase in 5 star reviews
in the past 90 days
2250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025
Richard H's avatar
Richard H

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50806)

PayPal are therefore digital payments on line and al...

5
PayPal are therefore digital payments on line and also off line keeping me informed on what I have and what I have been paying Reviewed on: 2nd June 2024

great for unexpected purchases

5
i am using Paypal credit from time to time to help me with some unexpected bills shopping or other needs it's so easy and convinient to use it and manage and pay off! Reviewed on: 2nd June 2024

Whenever I’ve had an issue PayPal have been amazing...

5
Whenever I’ve had an issue PayPal have been amazing at helping me sort it out. Reviewed on: 2nd June 2024

It is perfect.

5
It is perfect. Also, the app is completely secured and safe. I love it. Reviewed on: 2nd June 2024

PayPal is a safe and reliable way to transact business.

5
PayPal is a safe and reliable way to transact business. Reviewed on: 2nd June 2024

Excellent overall experience

5
I have been with PayPal for a number of years and have always received and excellent service from a trusted company Reviewed on: 2nd June 2024

I’ve been using PayPal for years and i use PayPal cr...

5
I’ve been using PayPal for years and i use PayPal credit quite often but i do worry about the interest that keeps going up but it is the same all over so there’s nothing you can do about it. Reviewed on: 2nd June 2024

Always really good service.

5
Always really good service. Never had any issues with it, easy to use, and easy to pay Reviewed on: 2nd June 2024

The availability and ease of having money when neede...

5
The availability and ease of having money when needed for purchasing is very useful and repayments are low which is a bonus at certain times of the month Reviewed on: 2nd June 2024

All I can say is it’s , To good ,...

5
All I can say is it’s , To good , to easy , Speechless Reviewed on: 2nd June 2024

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