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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Free interest for purchase and easy to use

Free interest for purchase and easy to use Reviewed on: 23rd June 2026

Quick easy and trusted company.

Quick easy and trusted company. Feel safe when making transactions and easy to verify Reviewed on: 23rd June 2026

A good credit service to use

Has 0% interest offer on purchases over a certain amount which is very good. Reviewed on: 23rd June 2026

Will use PayPal time & time again!

Never a bad experience with PayPal, credit offers are good, blue point rewards are worth it and I had a lovely chat with paddy which was to query my credit account but he assured me of my issue and sorted me out within a 5 minute call! Reviewed on: 23rd June 2026

Good easy way to pay and secure i like can use it an...

Good easy way to pay and secure i like can use it any werr and can with the card too Reviewed on: 23rd June 2026

Helps me manage credit effectively.

Helps me manage credit effectively. Love the default month interest free option Reviewed on: 23rd June 2026

Experienced an issue with a purchase and applying fo...

Experienced an issue with a purchase and applying for credit card. Discount was not received as part of the transaction. Reviewed on: 23rd June 2026

Seamless experience

Seamless experience. When I did have an issue it was sorted with a phone call. Reviewed on: 23rd June 2026

TRUSTWORTHY AND RELIABLE WAY TO SHOP!

Paypal for me is a safer way to shop, however, I have also benefited with the short term loans and credit for when I needed to purchase some essential household goods. I appreciate everything they do for me. Reviewed on: 23rd June 2026

Quick to solve

Paypal are always quick to solve any problems and I prefer to pay through it as its safer Reviewed on: 23rd June 2026

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