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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,032 reviews, last reviewed 14th May 2026
2592150% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service and user friendly website Excellent customer service and user friendly website Reviewed on: 14th May 2026
I Salim 's avatar
I Salim

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107032)

Easy to use and manage payments to and from.

5
Easy to use and manage payments to and from. Safe, secure, accepted by a multitude of sellers and buyers. Reviewed on: 16th April 2026
Donna Marie Atkins's avatar
Donna Marie Atkins

Excellent, never any issues.

5
Excellent, never any issues. Easy to use, easy to pay back. Reviewed on: 16th April 2026
CM's avatar
CM

low interest

5
Great access to alot of products and low interest Reviewed on: 16th April 2026
Mandy M's avatar
Mandy M

Transactions have always been carried out without fuss.

5
Transactions have always been carried out without fuss and promptly. Any problems I have had have been resolved swiftly. Reviewed on: 16th April 2026
Bill C's avatar
Bill C

It has been good so far.

5
It has been good so far. Excellent service Reviewed on: 16th April 2026
Priscilla Ofori Asabea's avatar
Priscilla Ofori Asabea

It's great for holidays to pay for Airbnb if it gets...

5
It's great for holidays to pay for Airbnb if it gets cancelled all is OK pappal will sort it. . Or you buy something from a foreign site pay with PayPal takes all the risk out of working with new sites on the Web. Reviewed on: 16th April 2026
Merlincornwall L's avatar
Merlincornwall L

Easy to use, great customer service

5
Easy to use, great customer service Reviewed on: 16th April 2026
Alexander H's avatar
Alexander H

Totally trustworthy excellent service

5
Totally trustworthy excellent service Reviewed on: 16th April 2026
Norma B's avatar
Norma B

I love PayPalll credit because it does allow me to s...

5
I love PayPalll credit because it does allow me to spread my payments in a flexible way fitting my monthly budgets Reviewed on: 16th April 2026
Joao L's avatar
Joao L

Easy to use

5
Easy to use, very clear to see credit plans. Reviewed on: 16th April 2026
Molly Moo's avatar
Molly Moo

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