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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

I’ve always liked being with pay pal for day to day...

I’ve always liked being with pay pal for day to day banking etc and more than happy with level of service provided Reviewed on: 23rd June 2026

pay is so easy to and a great way to stay on top of...

pay is so easy to and a great way to stay on top of your payments Reviewed on: 23rd June 2026

Very easy while using the app and now I can see many...

Very easy while using the app and now I can see many shoppers offering PayPal options. Reviewed on: 23rd June 2026

It’s a straightforward app and makes me feel secure...

It’s a straightforward app and makes me feel secure and confident when paying online. Reviewed on: 23rd June 2026

PayPal Credit gave me a chance.

PayPal Credit have helped ne make purchases i wuldn't have been able to because I just didn't have the money at the time when I needed to purchase something which i am very grateful for as before PayPal Credit i didn't have any credit history and it was very hard to get someone to give me credit so thank you PayPal Credit. Reviewed on: 23rd June 2026

So easy to set up and accepted by millions of online...

So easy to set up and accepted by millions of online retail Reviewed on: 23rd June 2026

PayPal credit helps me to get things i thought were...

PayPal credit helps me to get things i thought were out of my reach,paying back an affordable amount each month,either long term or over 3 months. Reviewed on: 23rd June 2026

PayPal trust in good customers

Living in the UK, with almost double the average salary, none of the big banks wanted to give me a Credit Card; I had no debts, loans, or mortgages. I just wanted to build my Credit Score. It was tough; they were suspicious and denied me. And there comes PayPal Credit - no issues, easy, fast, and with a huge available credit. I don't think I ever reach 40% of it, as it was so huge. Totally recommended! Reviewed on: 23rd June 2026

Fast reliable and easy to access

Fast reliable to use, easy to access and get approved Reviewed on: 23rd June 2026

Interest-Free Periods Make Budgeting a Breeze

I've been using the PayPal Credit Card since last year and it's been excellent. The interest-free periods are a real highlight — they make it so much easier to spread the cost of larger purchases without the stress of immediate repayment. It's become my go-to card for budgeting, giving me flexibility and control over my finances. Highly recommend it to anyone looking to manage their spending smarter. Reviewed on: 23rd June 2026

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