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PayPal: PayPal Credit reviews

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4.90
Based on 107,000 reviews, last reviewed 14th May 2026
2590750% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve been using PayPal for a while now and find thei... I’ve been using PayPal for a while now and find their services very helpful specially pay in three months excellent. PayPal support is there during a... Read more Reviewed on: 14th May 2026
Sandhya D's avatar
Sandhya D

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107000)

Quick and easy information on statements easy to nav...

5
Quick and easy information on statements easy to navigate and read, Reviewed on: 16th April 2026
Lisa J's avatar
Lisa J

Easy and convenient to use

5
I’ve had a good experience using PayPal Credit. It’s easy to use, especially for spreading the cost of purchases. The process is straightforward and payments are simple to manage through the app. I like the flexibility it gives me when I need it. Reviewed on: 16th April 2026
Tara's avatar
Tara

This is the first credit line I’ve opened as I’m qui...

5
This is the first credit line I’ve opened as I’m quite young . PayPal have been brilliant and have explained everything to make sure I’m keeping up with my credit. Reviewed on: 16th April 2026
Daniel D's avatar
Daniel D

Useful for great payments, etc.

5
Useful for great payments, etc. etc. etc. Reviewed on: 16th April 2026
Philip W's avatar
Philip W

fast delivery and a good solution

5
fast delivery and a good solution Reviewed on: 16th April 2026
Philip B's avatar
Philip B

Good service overall simple and easy

4
Good service overall simple and easy Reviewed on: 16th April 2026
Nandkot 's avatar
Nandkot

Hands On

5
Very helpful na they’ve listened to me with difficult with transactions Reviewed on: 16th April 2026
Helen Wilson's avatar
Helen Wilson

Assisted when l needed help with my finances

5
Assisted when l needed help with my finances Reviewed on: 16th April 2026
Tendai 's avatar
Tendai

Pay in 3 my favourite.

5
Pay in 3 my favourite. All features good and easy to use. Reviewed on: 16th April 2026
Wayne M's avatar
Wayne M

Generally easy to use

4
PayPal is generally easy to use and provides good options for payments. I would like to see it easier to change details though as I have changed my name my deedpoll but cannot select this to change my name legally. Reviewed on: 16th April 2026
Kate H's avatar
Kate H

Review PayPal: PayPal Credit now

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