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PayPal: PayPal Credit reviews

4.90
Based on 106,972 reviews, last reviewed 14th May 2026
2589550% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love shopping by PayPal . I enjoyed to shopping by PayPal but sometimes packages goes wrong they are helping but to contact or find them isn’t easy it takes time and hassle. Ot... Read more Reviewed on: 14th May 2026
Mehrdad S's avatar
Mehrdad S

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106972)

Excellent way to manage your payments.

5
Excellent way to manage your payments. Reviewed on: 16th April 2026

Happy with PayPal , easy and fast to pay anything.

5
Happy with PayPal , easy and fast to pay anything. Reviewed on: 16th April 2026

PayPal secure is quick and easy is quick easy

5
Spending via PayPal is quick easy and secure Reviewed on: 16th April 2026

Great way to manage my payments.

5
Great way to manage my payments. Allows me to control my spending. Reviewed on: 16th April 2026

Excellent

5
Having PayPal credit has been great especially as I get 4 months to pay without interest, would highly recommend to family and friends. Reviewed on: 16th April 2026

I have never had any issues with paypal.

5
I have never had any issues with paypal. It is easy, convenient and efficeint. Reviewed on: 16th April 2026

Always feeling my payments protected when use PayPal

5
Always feeling my payments protected when use PayPal Reviewed on: 16th April 2026

Used PayPal for years and it’s always been a top ser...

5
Used PayPal for years and it’s always been a top service Reviewed on: 16th April 2026

PayPal is providing excellent and competitive services.

5
PayPal is providing excellent and competitive services. I am most impressed about different offers available to customers and great communication always about your account. Reviewed on: 16th April 2026

Reasons I would recommend Paypal

5
Very easy to use. I can use it with ease on multiple online sites without issues. I like that I can have more options on how I can make purchases. When I have had to contact PayPal directly, it has been very easy to resolve any Issues. Information on my account are always correct. I can send funds to family and friends with ease. The reminders when monthly payments are due are great. You are kept up to date on any changes with agreement Policies. Reviewed on: 16th April 2026

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