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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,939 reviews, last reviewed 14th May 2026
2588000% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal Credit on numerous occasions bit it... I've used PayPal Credit on numerous occasions bit it for large or small purchases. What I like most about PayPal Credit is that I find very secure, an... Read more Reviewed on: 14th May 2026
Simon Thompson's avatar
Simon Thompson

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106939)

I have been with them for a long time.

5
I have been with them for a long time.good services Reviewed on: 16th April 2026
Veaceslav M's avatar
Veaceslav M

My best friend

5
I find PayPal safe and secure. Always there to help in difficult situations.. Reviewed on: 16th April 2026
Susan's avatar
Susan

Easy and convenient credit option

5
PayPal Credit has been really useful for spreading the cost of purchases. The application was quick, and it’s easy to manage payments through the app. Clear breakdowns and reminders help avoid missing payments. Overall, a convenient and reliable way to shop when you need a bit of flexibility. Reviewed on: 16th April 2026
Naomi MH's avatar
Naomi MH

PayPal credit credit gave me more flexibility than a...

5
PayPal credit credit gave me more flexibility than any other credit. Reviewed on: 16th April 2026
Nababul I's avatar
Nababul I

A convenient but cautious way to borrow

4
One of the main advantages of PayPal Credit is its convenience as PayPal Credit offers a flexible and accessible way to finance purchases online at just a few clicks Reviewed on: 16th April 2026
Marisa Almeida's avatar
Marisa Almeida

My paypal .

5
Always reliable and easy to use .im more than happy with Paypal Reviewed on: 16th April 2026
Trevor cody 's avatar
Trevor cody

Very Helpful and Easy to Use

5
I’ve been using PayPal Credit for a while now and it’s been really helpful. It makes it easier to buy things when needed and spread the cost without too much pressure. Everything is simple to understand, and I like how it’s already part of PayPal, so there’s no extra stress when checking out online. The repayment options are clear, and I’ve had no issues managing my payments. Overall, it’s been a good experience for me and I would definitely recommend it to others. Reviewed on: 16th April 2026
Kehinde Adegbite 's avatar
Kehinde Adegbite

It’s been very useful and helpful in certain situati...

5
It’s been very useful and helpful in certain situations. Reviewed on: 16th April 2026
Joseph Wilson 's avatar
Joseph Wilson

good support

5
very good experience for many years.It's nice that you can pay a larger amount in 3 installments.Secure payments when purchasing products online. Reviewed on: 16th April 2026
Daniell's avatar
Daniell

Flexible payments with no or little interest

5
It has made my life very easy where i get what i wanted and with flexible payments Reviewed on: 16th April 2026
Tapiwa A's avatar
Tapiwa A

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