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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181111 reviews)

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4.73

Based on 181,111 reviews, last reviewed 7th Aug 2026

48% increase in 5 star reviews

in the past 90 days

68% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Credit Options sometimes it isn't clear what is to be paid for when but I like that I have options on how to pay Reviewed on: 7th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181111)

Good service and availability for purchases in diff...

Good service and availability for purchases in different places Reviewed on: 23rd June 2026

Easy to use payment option, wide variety of payment...

Easy to use payment option, wide variety of payment option available Reviewed on: 23rd June 2026

Excellent

Very happy with PayPal would be lost without it Reviewed on: 23rd June 2026

It's functional but lacks transparency around repaym...

It's functional but lacks transparency around repayments. It should be clearer about giving users the opportunity to repay purchases that would otherwise incur interest first, the current experience is misleading. Reviewed on: 23rd June 2026

PayPal is extremely helpful.

PayPal is extremely helpful. Also, the 4 months interest free opportunity is what seals the deal. Reviewed on: 23rd June 2026

Paypal Credit, way to go!!

Until I found PayPal Credit, I was stuck in a rut trying to endlessly save for one thing at a time. Now I can budget and plan for more than one thing at a time. It is a great way to achieve what you need to do, like paying for concert tickets that come up unexpectedly and be able to book hotels and travel to get to the concert! Wonderful service!! Reviewed on: 23rd June 2026

Interest free PayPal Credit

I have used PayPal Credit several times for interest-free purchases and have always found it to be a convenient and reliable way to spread the cost of larger purchases. The application process was straightforward, and managing payments through my PayPal account is simple and easy to track. The interest-free offers have helped me budget more effectively without paying extra charges, provided the balance is cleared within the promotional period. Payments are processed smoothly, and I appreciate the flexibility and security that PayPal provides when shopping online. Overall, I have had a very positive experience with PayPal Credit and would recommend it to anyone looking for a flexible interest-free payment option for larger purchases. Reviewed on: 23rd June 2026

Bad experiences,

Bad experiences, very confusing app, can not get proper response or information Reviewed on: 23rd June 2026

Easy to supply and set up.

Easy to supply and set up. No fuss, no drama, Reviewed on: 23rd June 2026

Called for support.

Called for support. Received professional and friendly advice. I was very happy with the service provided. Reviewed on: 23rd June 2026

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