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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106893 reviews)

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4.90

Based on 106,893 reviews, last reviewed 14th May 2026

2585850% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

My experiences have been generally good My experiences have been generally good, particularly once when I had an issue customer service were really helpful. I do think comms could be better,... Read more Reviewed on: 14th May 2026

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106893)

Various payment plans which makes it easy to budget

Various payment plans which makes it easy to budget Reviewed on: 16th April 2026

Friendly app on my phone.

I feel more comfortable using this app on my phone. Reviewed on: 16th April 2026

Great service.

Great service. Easy to use. Not had any issues at all. Reviewed on: 16th April 2026

Great Service all round !

Having used PayPal for 30+ years, I would definitely recommend PAYPAL. It provides lots of useful features such as Pay in 3, PayPal Credit & debit. It also provides peace of mind with purchases with buyer protection & seller protection. Reviewed on: 16th April 2026

Very convenient and reliable

Very convenient and reliable to use with many retailers. Reviewed on: 16th April 2026

Brilliant. Very happy customer

Any issues ive had, have been rectified as soon as possible with great communication from the PayPal team. I feel secure knowing my card details are safely stored and encrypted Reviewed on: 16th April 2026

Pay Pal a very good system

Pay Pal are an excellent company making it easy to spread costs out Reviewed on: 16th April 2026

Works well splitting a large purchase over a few mon...

Works well splitting a large purchase over a few months interest free. The App is a little confusing to use. Reviewed on: 16th April 2026

Fast and Reliable Service

“PayPal Credit made online purchases quick and secure. The application process was simple, and I appreciated the clear breakdown of monthly payments. Customer support responded promptly when I had a query, which gave me confidence in using the service.” Reviewed on: 16th April 2026

Extremely easy transactions and ease of use.

Extremely easy transactions and ease of use. Very happy to be earning points whilst spending money which i can save for bigger purchases Reviewed on: 16th April 2026

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